BCH

Finance solutions that help you own your dream car

UAE Car Loan Comparison

Filters

Car Loan Type

New Car Loan
Used Car Loan
Electric Vehicle (EV) Loan
Hybrid Car Loan
GCC-Spec Car Financing
Imported Car Loan
Luxury Car Loan
Commercial Vehicle Loan
Bike / Motorcycle Loan
Fresh Auto Loan
Top-up on Existing Auto Loan
Auto Loan Buyout
Auto Loan Refinance / Restructure
Islamic Auto Finance
Conventional Auto Loan

Payment Options

Zero Down Payment Option
Low EMI Option
Deferred Payment Option
Balloon Payment Option

Financing Source

Bank Financing
Dealer Financing
Manufacturer Finance (OEM)
Private Finance Companies

Loan Term

Short-Term Loan (1-2 Years)
Mid-Term Loan (3-4 Years)
Long-Term Loan (5+ Years)

Applicant Type

Salaried Individual
Self-Employed / Business Owner
First-Time Car Buyer
Expats
Nationals

Banks

All Banks
Abu Dhabi Islamic Bank
Abu Dhabi Commercial Bank
Ajman Bank
Al Hilal Bank
Al Wifaq
Arab Bank
Commercial Bank of Dubai
CBD Attijari Al Islami
Citibank
Commercial Bank International
Dubai Islamic Bank
Emirates Islamic
Emirates NBD
First Abu Dhabi Bank
Finance House
HSBC
Mawarid Finance
National Bank of Fujairah
National Bank of Fujairah Islamic
Noor Bank
RAKBank
Sharjah Islamic Bank
Standard Chartered Bank
United Arab Bank

Emirates NBD Fixed Rate Auto Loan

Apply Now
AED 5,000 Min Salary
Fixed Rates Interest Rate
Up to 60 Months Loan Tenure
Required Salary Transfer
Key Features: Free bank account & credit card.
See More +

Detailed Description: Get a new or used car with flexible financing from Emirates NBD. This loan features competitive fixed rates and a hassle-free application process for a smooth car buying experience. The loan tenure can be extended up to 60 months, making it easy to manage your repayments.

Eligibility: Salaried individuals and self-employed professionals with a minimum monthly salary of AED 5,000.

Documents Required: Emirates ID, valid passport with residency visa, salary certificate, and bank statements for the last three months.

Emirates NBD Green Auto Loan

Apply Now
AED 7,500 Min Salary
90 Days Payment Deferment
Up to 80% Financing
Not Required Salary Transfer
Key Features: Contactless, digital application, eco-friendly.
See More +

Detailed Description: Go green with the Emirates NBD Green Auto Loan, designed for electric and hybrid vehicles. This loan offers attractive interest rates and flexible repayment options, helping you switch to an eco-friendly car with ease. It supports both new and used vehicles that meet the green criteria.

Eligibility: Salaried individuals with a minimum monthly salary of AED 7,500. Salary transfer is not mandatory.

Documents Required: Emirates ID, valid passport, salary certificate, and bank statements.

Emirates NBD Auto Cash Car Loan

Apply Now
AED 6,000 Min Salary
Up to 75% Financing
Same-day Approval
Not Required Salary Transfer
Key Features: Instant cash back, minimal paperwork.
See More +

Detailed Description: The Auto Cash Car Loan provides instant cash access against your vehicle's value. With minimal paperwork and same-day approval, this is an excellent option for those who need quick funds without selling their car. The loan amount can go up to 75% of your car's value.

Eligibility: Salaried and self-employed individuals with a minimum monthly salary of AED 6,000. No salary transfer required.

Documents Required: Emirates ID, valid passport, vehicle registration card, and bank statements.

Emirates NBD Fixed Deposit Auto Loan

Apply Now
AED 10,000 Min Salary
from 3.75% Rates
Half-day Approval
Required Salary Transfer
Key Features: Down payment earns returns.
See More +

Detailed Description: Secure your car loan against your fixed deposit with this unique offering. It provides a quick and straightforward way to get a car loan with a lower interest rate, as your deposit acts as collateral. This loan is ideal for those who prefer not to liquidate their investments.

Eligibility: Salaried individuals and self-employed professionals with a minimum monthly salary of AED 10,000. Salary transfer is required.

Documents Required: Emirates ID, valid passport, and fixed deposit account details.

Emirates NBD Business Vehicle & Equipment Loans

Apply Now
AED 20,000 Min Salary
Up to AED 10M Loan Amount
Up to 100% Financing
Required Salary Transfer
Key Features: Tailored financing for business growth.
See More +

Detailed Description: This loan is specifically designed for businesses to finance new or used commercial vehicles and equipment. With a high financing limit and flexible repayment plans, it supports business expansion and operational needs. Get up to 100% financing with easy documentation.

Eligibility: Businesses with a minimum monthly turnover of AED 20,000. Salary transfer is mandatory.

Documents Required: Trade license, bank statements for the last 6 months, and financial audit reports.

Emirates Islamic Vehicle Finance – Intaleq

Apply Now
AED 10,000 Min Salary
Shari'a Compliant Structure
Up to 5 Years Loan Tenure
Not Required Salary Transfer
Key Features: 0% down payment for eligible profiles.
See More +

Detailed Description: This Shari’a-compliant vehicle finance solution is designed to make car ownership simple, fast, and affordable with competitive rates, minimal paperwork, and flexible payment options.

Eligibility: New Car Starting rates are available for salary transfer customers with monthly salary of AED 50,000. Used Car Starting rates are available for customers with monthly salary of AED 10,000. Finance available for new, certified pre-owned, and used vehicles.

Key Benefits: Murabaha structure, 60-day grace period, fast approvals, extended payment terms of up to 60 months, financing covers insurance, VAT, and accessories.

ADCB Standard Car Loans

Apply Now
AED 1.5M Max Finance
Up to 80% Financing
Varies Interest Rate
Required Salary Transfer
Key Features: Cash against fully paid car.
See More +

Detailed Description: We offer competitive and flexible car loans designed to deliver maximum value through a simple and hassle-free process. Finance amounts can go up to AED 1.5 million or 80% of the car’s value.

Important Notes: Rates vary based on individual profile and customer segment. Loans are subject to ADCB’s Terms and Conditions and require submission of all required documents.

ADCB Green Car Loans

Apply Now
AED 1.5M Max Finance
Up to 80% Financing
Varies Interest Rate
Not Required Salary Transfer
Key Features: Financing for electric chargers.
See More +

Detailed Description: Embrace a greener future with ADCB Green Car Loans. Enjoy the same great benefits with added support for electric vehicle ownership. This loan provides financing for new and used EVs, as well as electric chargers and related accessories.

Important Notes: Rates vary depending on customer profile and segment. Subject to ADCB’s Terms and Conditions and submission of acceptable documents.

CBD Auto Loan

Apply Now
Up to 60 Months Tenure
Competitive Interest Rates
Flexible Repayment
Required Salary Transfer
Key Features: Fast processing, deferment facility.
See More +

Detailed Description: Helping CBD customers purchase their dream cars with ease. This loan offers competitive interest rates, fast processing for quick approvals, and a flexible repayment period of up to 60 months. A deferment facility is also available to manage payment schedules.

Eligibility: Salaried and self-employed individuals with minimum salary requirements (check bank policy).

DIB Auto Refinance

Apply Now
Digital Application
High Finance Amount
Minimal Documentation
Not Required Salary Transfer
Key Features: Discounts through mobility partners.
See More +

Detailed Description: Enjoy minimum documentation, easy access to funds, and high finance amounts with the DIB Auto Refinance facility — designed for ultimate convenience. Available for all vehicle types.

DIB Electric Vehicle Finance

Apply Now
Digital Application
Deferment Available
New & Used Cars Vehicle Types
Not Required Salary Transfer
Key Features: Fully digital application.
See More +

Detailed Description: Designed for a new era of driving, this solution supports electric vehicle ownership with ease and flexibility. Finance is available for new and used electric vehicles with a fully digital application process.

DIB RIDE – Motorcycle Finance

Apply Now
AED 200,000 Max Finance
Up to 48 Months Tenure
Fast Approval
Required Salary Transfer
Key Features: Tailored for motorcycle enthusiasts.
See More +

Detailed Description: A simple and fast financing solution tailored for motorcycle enthusiasts. Available for new motorcycles with a finance amount of up to AED 200,000 and a tenure of up to 48 months. Instalment deferment is available via DIB alt phone banking.

DIB Al Islami Auto Finance

Apply Now
AED 3,000 Min Salary
Up to 60 Months Tenure
New & Used Cars Vehicle Types
Required Salary Transfer
Key Features: Flexible Islamic auto finance.
See More +

Detailed Description: Your one-stop Islamic auto finance solution with flexible features. Instalment deferment is available via DIB alt phone banking. It requires a minimum salary of AED 3,000 and offers a tenure of up to 60 months. Available for new and used cars.

DIB Auto Ijara

Apply Now
Cash against car Loan Type
Minimal Documentation
Fast Approval
Required Salary Transfer
Key Features: Shari’a-compliant cash solution.
See More +

Detailed Description: Shari’a-compliant solution allowing you to access cash against your car’s value.

DIB Auto Finance for Self-Employed

Apply Now
AED 1.5M Max Finance
Up to 60 Months Tenure
New & Used Cars Vehicle Types
Not Required Salary Transfer
Key Features: High finance amounts and flexibility.
See More +

Detailed Description: Tailored for self-employed individuals looking for flexibility and high finance amounts. Finance is available for new and used cars with a tenure of up to 60 months. Instalment deferment is available via DIB alt phone banking.

DIB Auto Finance for Commercial Vehicles

Apply Now
AED 8M Max Finance
Up to 60 Months Tenure
New & Used Cars Vehicle Types
Required Salary Transfer
Key Features: Higher finance limits for businesses.
See More +

Detailed Description: A business-focused solution offering higher finance limits and lower monthly payments. Available for new and used commercial vehicles with a tenure of up to 60 months and a finance amount of up to AED 8 million.

FAB Car Loan for Salaried Individuals

Apply Now
AED 7,000 Min Salary
from 2.15% Rates
AED 1.5M Max Loan Amount
Required Salary Transfer
Key Features: Loan amounts up to 80% of car's value.
See More +

Detailed Description: Own the car of your dreams with the FAB Car Loan. Loan amounts up to AED 1.5 million or 80% of the car’s value with interest rates starting from 2.15% flat per annum.

Eligibility: Salaried individuals with a minimum monthly salary of AED 7,000.

FAB Car Loan for Self-Employed Individuals

Apply Now
from 3.44% Rates
AED 1.5M Max Loan Amount
Required Account Balance
Required Salary Transfer
Key Features: Tailored for business owners.
See More +

Detailed Description: Embrace the road ahead with a tailored solution for self-employed customers. Loan amounts up to AED 1.5 million or 80% of the car’s value with competitive interest rates.

Eligibility: Minimum average account balance of AED 25,000 over the last three months.

FAB Car Loan for UAE Nationals

Apply Now
AED 7,000 Min Salary
from 2.10% Rates
AED 1.5M Max Loan Amount
Required Salary Transfer
Key Features: Exclusive offers and preferential terms.
See More +

Detailed Description: A tailored car finance solution designed exclusively for UAE Nationals. Loan amounts can go up to AED 1.5 million or 80% of the car’s value with interest rates starting from 2.10% flat per annum.

Eligibility: Minimum monthly salary of AED 7,000.

FAB Car Loan for Expatriates

Apply Now
AED 7,000 Min Salary
from 2.25% Rates
AED 1.5M Max Loan Amount
Required Salary Transfer
Key Features: Easy documentation and fast approval.
See More +

Detailed Description: A flexible and competitive auto loan solution for expat residents in the UAE. Loan amounts up to AED 1.5 million or 80% of the car’s value with interest rates starting from 2.25% flat per annum.

Eligibility: Minimum monthly salary of AED 7,000.

Sharjah Islamic Bank Car Finance for Salaried Individuals

Apply Now
AED 2.5M Max Finance
Up to 80% Financing
Up to 5 Years Tenure
Required Salary Transfer
Key Features: Sharia’a-compliant auto finance.
See More +

Detailed Description: A Sharia’a-compliant auto finance solution tailored for salaried customers seeking convenience and flexibility. Finance amounts up to AED 2,500,000, tenure up to 5 years, and financing up to 80% of the car’s value.

Eligibility: Minimum monthly salary requirement applies (based on bank policy).

Sharjah Islamic Bank Car Finance for Self-Employed

Apply Now
Up to AED 2M Finance Amount
from 1.99% Rates
Up to 5 Years Tenure
Flexible Repayment
Key Features: Tailored installment plans for business owners.
See More +

Detailed Description: A flexible car finance solution for self-employed individuals with a maximum finance amount of up to AED 2,000,000. It features competitive profit rates starting from 1.99% fixed per annum and flexible repayment plans over a tenure of up to 5 years. The installment plans are designed to suit the unique financial needs of business owners.

Sharjah Islamic Bank Car Finance for UAE Nationals

Apply Now
Up to AED 2.5M Finance Amount
from 1.69%* Rates
Up to 5 Years Tenure
Flexible Repayment
Key Features: Tailored to fit your financial needs.
See More +

Detailed Description: A Shari'a-compliant car finance solution designed for UAE Nationals. This product offers a maximum finance amount of up to **AED 2,500,000** with competitive profit rates starting from **1.69%** fixed per annum. You can enjoy flexible payment terms tailored to your financial needs and a repayment tenure of up to 5 years. This provides a clear, hassle-free path to owning your dream car. 🇦🇪

Sharjah Islamic Bank Car Finance for Expats

Apply Now
Up to AED 2M Finance Amount
from 1.89%* Rates
Up to 5 Years Tenure
Quick Approval
Key Features: Simple documentation with quick approvals.
See More +

Detailed Description: A flexible car finance solution for expatriates with a maximum finance amount of up to **AED 2,000,000** and a repayment tenure of up to 5 years. It offers competitive profit rates starting from **1.89%** fixed per annum and a simplified documentation process for quick approvals, making it a hassle-free experience. 🌍

RAKBANK Car Finance for Salaried Individuals

Apply Now
from 2.40% Rates
Flexible Repayment
Transparent Charges
Not Required Salary Transfer
Key Features: No hidden charges.
See More +

Detailed Description: A convenient and competitive car loan solution designed for salaried customers. Interest rates as low as 2.40% flat per annum with transparent terms and no hidden charges. Flexible repayment options with payment deferments are available.

RAKBANK Car Finance for Self-Employed Individuals

Apply Now
from 2.40% Rates
Flexible Repayment
No Fixed Proof Income
No Hidden Fees
Key Features: No salary transfer required.
See More +

Detailed Description: A flexible and convenient car loan solution designed specifically for self-employed professionals and business owners. Enjoy competitive interest rates starting from 2.40% flat per annum, transparent terms with no hidden fees, and flexible repayment plans with deferment options.

RAKBANK Car Finance for UAE Nationals

Apply Now
from 2.40% Rates
No Salary Transfer
Transparent Charges
Flexible Repayment
Key Features: Exclusive terms for UAE Nationals.
See More +

Detailed Description: A customized financing solution offering UAE Nationals enhanced flexibility and exclusive terms. It features attractive interest rates starting at 2.40% flat per annum, no salary transfer requirement, and fully transparent terms with no hidden charges.

RAKBANK Car Finance for Expatriates

Apply Now
from 2.40% Rates
No Salary Transfer
Simple Documentation
Flexible Deferment
Key Features: Accessible financing for expats.
See More +

Detailed Description: A reliable and accessible car finance solution specifically for expat residents. It offers competitive interest rates starting at 2.40% flat per annum, no salary transfer requirement, and a simple documentation process to make financing easy.

ADIB Auto Finance for UAE Nationals

Apply Now
AED 1M Max Finance
Up to 60 Months Tenure
Competitive Profit Rates
Required Salary Transfer
Key Features: Low Takaful contribution.
See More +

Detailed Description: A flexible and competitive auto finance solution for UAE nationals. Finance amounts up to AED 1,000,000 with repayment terms up to 60 months. Provides low motor takaful contribution with high coverage.

Ajman Bank Rent A Car & Fleet Finance

Apply Now
AED 1.5M Max Finance
3.50% p.a. Rates
Up to 60 Months Tenure
20% Down Payment
Key Features: For SMEs and legal business entities.
See More +

Detailed Description: Financing for SMEs and legal business entities for rental vehicles and logistical support. Offers competitive rates starting from 3.50% flat p.a. with a maximum finance amount of AED 1,500,000 and tenure of 60 months.

Ajman Bank Secured Auto Finance

Apply Now
Low Rates
No Statements Required
No Nationality Restrictions
110% Collateral
Key Features: Finance with your fixed deposit.
See More +

Detailed Description: Finance your car with ease using your fixed deposit. This option offers extremely low discounted profit rates and minimal documentation. It features 110% cash collaterals, requires no bank statements or mortgage, and has no nationality restrictions, making it a simple and accessible solution for all customers.

Ajman Bank Auto Finance for Companies

Apply Now
Up to AED 1.5M Finance Amount
Up to 4 Years Tenure
Up to 90% Financing
20% Down Payment
Key Features: Fast approval for business entities.
See More +

Detailed Description: A comprehensive finance solution for legal business entities in the UAE, including trading, manufacturing, and logistics companies. This product offers a maximum finance amount of up to AED 1,500,000, with a maximum tenure of 4 years. It features extremely competitive profit rates and a down payment of just 20%, ensuring quick and fast approvals to support your business's fleet needs.

Ajman Bank Self-Employed Finance Offer

Apply Now
Up to AED 1.5M Finance Amount
90/60 Days Deferment
Up to 5 Years Tenure
20% Down Payment
Key Features: Finance for new and used cars.
See More +

Detailed Description: An exclusive finance offer for self-employed individuals looking to acquire a car for personal use. The product offers competitive profit rates, a finance-to-value ratio, and a maximum tenure of up to 5 years. A key feature is the first installment deferment of up to 90 days for new cars and 60 days for used cars, with quick and fast approvals to ensure a hassle-free process. 🚗

Ajman Bank Expat Finance Offer

Apply Now
Up to AED 1.5M Finance Amount
Flexible Repayment
Up to 5 Years Tenure
20% Down Payment
Key Features: Tailored for expatriates.
See More +

Detailed Description: Ajman Bank provides a tailored finance solution for expatriates living in the UAE. The offer includes a maximum finance amount of up to AED 1,500,000, competitive profit rates, and flexible repayment terms of up to 5 years. With a quick approval process and a down payment of 20%, it makes owning a new or used car seamless and straightforward.

Bank of Sharjah Car Loans for UAE Nationals

Apply Now
Competitive Interest Rates
Up to 5 Years Tenure
Fast Approval
Required Salary Transfer
Key Features: Tailored for nationals.
See More +

Detailed Description: No matter your choice of car, we have the right loan for you—offering competitive interest rates and a fast, easy approval process. This loan is tailored for UAE nationals with financing available for new and used cars and a flexible repayment tenure up to 5 years.

Bank of Sharjah Car Loans

Apply Now
Competitive Rates
Up to 5 Years Tenure
Up to 80% Financing
Quick Approval
Key Features: Simple documentation process.
See More +

Detailed Description: Bank of Sharjah offers car loans for both new and used vehicles with competitive interest rates and a flexible repayment period of up to 5 years. The bank provides financing of up to 80% of the vehicle's value, along with a quick and straightforward approval process, making it easy to acquire your desired car.

Bank of Sharjah Car Finance for Self-Employed

Apply Now
Competitive Rates
Up to 5 Years Tenure
Quick Approval
No Hidden Fees
Key Features: Simplified documentation for business owners.
See More +

Detailed Description: Bank of Sharjah offers flexible financing options designed for business owners and self-employed individuals. This includes competitive interest rates, flexible repayment plans of up to 5 years, and a hassle-free, quick approval process. The bank requires a minimum income of AED 10,000 for self-employed applicants and provides financing for both new and used vehicles.

Bank of Sharjah Car Finance for Salaried Individuals

Apply Now
Competitive Rates
New & Used Cars
Flexible Repayment
Fast & Simple Approval
Key Features: Tailored to fit your salary.
See More +

Detailed Description: Bank of Sharjah offers car loans for salaried individuals with competitive interest rates and flexible repayment options tailored to your income. Financing is available for both new and pre-owned vehicles, with a maximum tenure of up to 5 years. The process is fast and simple, requiring a minimum monthly income of AED 5,000 for approval.

ADIB Auto Loan for UAE Nationals

Apply Now
AED 500,000 Max Loan
from 2.99% Flat Rate
Up to 60 Months Tenure
Not Required Salary Transfer
Key Features: Competitive flat rates.
See More +

Detailed Description: A tailored financing option offering UAE Nationals enhanced flexibility and exclusive terms. Interest rates start from 2.99% flat per annum with no salary transfer required. Payment deferment and flexible repayment options are available.

United Arab Bank Auto Loan for UAE Nationals

Apply Now
from 2.99% Rates
Up to 60 Months Tenure
Up to 80% Financing
No Salary Transfer
Key Features: Quick and easy approval.
See More +

Detailed Description: A special car loan for UAE Nationals with loans up to **AED 500,000**, a flexible tenure up to **60 months**, and financing up to **80%** of the vehicle's value. It offers a competitive flat rate starting at **2.99%**.

**General Features & Benefits:** This loan is known for its **quick and easy approval process**, **minimal documentation and formalities**, and **flexible repayment options** to suit your budget. It also offers **competitive profit rates** for all customer segments. 🇦🇪

United Arab Bank Auto Loan for Expats

Apply Now
from 2.99% Rates
Up to 60 Months Tenure
Up to 80% Financing
No Salary Transfer
Key Features: Hassle-free application process.
See More +

Detailed Description: A flexible auto loan solution for expatriates with loan amounts up to **AED 500,000** and a repayment tenure up to **60 months**. It offers a competitive flat interest rate from **2.99%** and can finance up to **80%** of the car's value without the need for a salary transfer.

**General Features & Benefits:** This loan features a **quick and easy approval process**, **minimal documentation and formalities**, and **flexible repayment options** designed to fit your financial needs. Enjoy **competitive profit rates** across all customer segments. 🌍

United Arab Bank Auto Loan for Self-Employed

Apply Now
from 2.99% Rates
Up to 60 Months Tenure
Up to 80% Financing
No Salary Transfer
Key Features: Simplified process for business owners.
See More +

Detailed Description: A convenient auto loan solution for self-employed individuals with loan amounts up to **AED 500,000** and a tenure up to **60 months**. It offers a flat profit rate starting from **2.99%** and can finance up to **80%** of the vehicle's price with no salary transfer required.

**General Features & Benefits:** This loan is designed for **quick and easy approval**, **minimal documentation**, and **flexible repayment options** that fit your budget. It provides **competitive profit rates** for all customer segments. 💼

Car Loan Calculator

Car Loan Calculator

Adjust the car value, down payment, tenure, and rate to estimate your monthly EMI. For illustration only.

AED 100,000
AED 12,500AED 1,500,000
20%
20%100%
3.00%
1.99%5%
36 months
160
Your Results
Loan Amount
AED 80,000
Monthly EMI
AED 2,300
Total Payable
AED 82,800

Figures are for illustration only. Actual offer may vary based on eligibility and bank approval.

Apply Now

Why you should Apply

Easy process and documents

Apply without the need to show your driving license or salary certificate & get your loan approved the same day!

Free credit card and 0% installment plan

Free credit card and 0% installment plan on all automatic vehicles.

Easy access across UAE

Presence across the UAE with large distribution and branch network as well as secure online and mobile banking.