BCH

Smart Loan Calculator for Personal & Islamic Financing

ENBD Salary Transfer Loans for Expats

Apply Now
AED 5,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: up to AED 3M loan See More ▼
  • Loan amount up to AED 3 million
  • First payment deferment up to 60 days
  • 7 days return option
  • Free Zero balance account
  • Avail up to 2 non-consecutive deferments in a loan cycle
  • Loan tenure up to 48 months
  • Increase your loan eligibility with additional source of income
  • Rate depends upon the customer salary, company and AECB Score.

ENBD Non-Salary Transfer Loans for Expats

Apply Now
AED 10,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
NoSalary Transfer
Key Features: up to AED 3M loan See More ▼
  • Loan amount up to AED 3 million
  • First payment deferment up to 60 days
  • 7 days return option
  • Free Zero balance account
  • Avail up to 2 non-consecutive deferments in a loan cycle
  • Loan tenure up to 48 months
  • Increase your loan eligibility with additional source of income
  • Rate depends upon the customer salary, company and AECB Score.

ENBD Salary Transfer Loans for Emiratis

Apply Now
AED 5,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: up to AED 4M loan See More ▼
  • Loan amount up to AED 4 million
  • First payment deferment up to 120 days
  • 7 days return option
  • Free Zero balance account
  • Avail up to 2 non-consecutive deferments in a loan cycle
  • Loan tenure up to 48 months (60 months. For Ministry of Defense employees)
  • Increase your loan eligibility with additional source of income
  • Rate depends upon the customer salary, company and AECB Score.

ENBD Non-Salary Transfer Loans for Emiratis

Apply Now
AED 10,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
NoSalary Transfer
Key Features: up to AED 4M loan See More ▼
  • Loan amount up to AED 4 million
  • First payment deferment up to 120 days
  • 7 days return option
  • Free Zero balance account
  • Avail up to 2 non-consecutive deferments in a loan cycle
  • Loan tenure up to 48 months (60 months. For Ministry of Defense employees)
  • Increase your loan eligibility with additional source of income
  • Rate depends upon the customer salary, company and AECB Score.

ENBD Scholar plus Education Loan

Apply Now
AED 5,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: up to AED 300,000 See More ▼
  • Loan amounts of up to AED 300,000
  • Loan tenure up to 48 months
  • Free Credit life insurance
  • Free Global Cash card
  • Preferential rates on currency conversions including USD and Pound Sterling (limited to foreign currency accounts)
  • Avail up to 2 non-consecutive deferments in a loan cycle
  • Rate depends upon the customer salary, company and AECB Score.

ENBD Scholar plus Education Loan for executives

Apply Now
AED 5,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: up to AED 300,000 See More ▼
  • Loan amounts of up to AED 300,000
  • Loan tenure up to 48 months
  • Free Credit life insurance
  • Free Global Cash card
  • Preferential rates on currency conversions including USD and Pound Sterling (limited to foreign currency accounts)
  • Avail up to 2 non-consecutive deferments in a loan cycle
  • Rate depends upon the customer salary, company and AECB Score.

ENBD Credit Facilities for NRIs-Loans and Overdraft

Apply Now
AED 5,000Min Salary
Flat/ Reducing RateRate
80% of FDMax Loan
YesSalary Transfer
Key Features: up to 80% of NRE Fixed deposit See More ▼
  • Borrow up to 80% of NRE Fixed deposit amount
  • Avail up to 2 non-consecutive deferments in a loan cycle
  • Program available with our Indian partner banks: HDFC BANK, AXIS BANK, ICIC BANK & EMIRATES NBD INDIA.
  • Fixed deposits with Indian partner banks will be marked under lien favoring Emirates NBD
  • Rate depends upon the customer salary, company and AECB Score.

EIB Salary Transfer Finance (Expats)

Apply Now
AED 7,500Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: Competitive Profit Rates See More ▼
  • Get personal finance amounts of up to AED 3 million for expats.
  • Get extended payment periods of up to 4 years.
  • Quick and easy approval process.
  • Shariah-based Murabaha product.

EIB Non-Salary Transfer Finance (Expats)

Apply Now
AED 10,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
NoSalary Transfer
Key Features: Competitive Profit Rates See More ▼
  • Get personal finance amounts of up to AED 3 million for expats.
  • Get extended payment periods of up to 4 years.
  • Quick and easy approval process.
  • Shariah-based Murabaha product.

EIB Salary Transfer Finance (Emiratis)

Apply Now
AED 7,500Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: Competitive Profit Rates See More ▼
  • Up to AED 4 million for UAE nationals.
  • Get extended payment periods of up to 4 years.
  • Quick and easy approval process.
  • Shariah-based Murabaha product.

EIB Non-Salary Transfer Finance (Emiratis)

Apply Now
AED 10,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
NoSalary Transfer
Key Features: Competitive Profit Rates See More ▼
  • Up to AED 4 million for UAE nationals.
  • Get extended payment periods of up to 4 years.
  • Quick and easy approval process.
  • Shariah-based Murabaha product.

FAB Personal Loans for Expats

Apply Now
AED 7,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: Grace period up to 4 months See More ▼
  • Zero processing fee
  • Grace period up to 4 months
  • Loan amount up to AED 2 million
  • Rate with multi-product package from 5.44% fixed per year
  • Rate without credit card from 7.20% variable per year
  • Tenure up to 48 Months

FAB Personal Loans for UAE Nationals

Apply Now
AED 7,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: Grace period up to 7 months See More ▼
  • Zero processing fee
  • Grace period up to 7 months
  • Loan amount up to AED 5 million
  • Rate with multi-product package from 4.70% fixed per year
  • Rate without credit card from 6.20% variable per year
  • Tenure up to 48 Months

FAB Non-Listed Company Personal Loans for Expats

Apply Now
AED 10,000Min Salary
11.99%Fixed Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: For non-listed company employees See More ▼
  • Loan amount up to AED 500,000
  • Fixed rate of 11.99%
  • Up to 45 days grace period
  • For employees with 6+ months service

FAB Non-Listed Company Personal Loans for UAE Nationals

Apply Now
AED 10,000Min Salary
8.99%Fixed Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: For non-listed company employees See More ▼
  • Loan amount up to AED 500,000
  • Fixed rate of 8.99%
  • Up to 45 days grace period
  • For employees with 6+ months service

FAB Islamic Personal Finance for Expats

Apply Now
AED 7,000Min Salary
Flat/ Reducing RateProfit Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Up to AED 2M finance See More ▼
  • Zero processing fee
  • Up to AED 2 million
  • Grace period up to 4 months
  • Profit rate from 2.91% fixed or 3.85% variable

FAB Islamic Personal Finance for UAE Nationals

Apply Now
AED 7,000Min Salary
Flat/ Reducing RateProfit Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Up to AED 5M finance See More ▼
  • Zero processing fee
  • Up to AED 5 million
  • Grace period up to 7 months
  • Profit rate from 2.58% fixed or 3.29% variable

RAK Personal Loan for Expats

Apply Now
AED 5,000Min Salary
Starts from 5.49%Reducing Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Swift approval See More ▼
  • Swift approval within 7 days
  • Option to switch from another bank
  • Loan top-up available after one year of regular repayments
  • Interest rates range from 5.49% to 19.99% reducing rate p.a.

RAK UAE National Loan

Apply Now
AED 3,000Min Salary
Starts from 4.39%Reducing Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Loan amounts up to 20x salary See More ▼
  • Loan amount up to 20 times your salary
  • Loan takeover solution available
  • First instalment deferred for up to 180 days
  • Flexible repayment up to 48 months (60 months for Armed Forces staff)
  • Loan top-up available after 1 year

RAK UAE Youth National Loan

Apply Now
AED 10,000Min Salary
Starts from 5.19%Reducing Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: For UAE youth nationals See More ▼
  • Loan amount up to 20 times your salary
  • First instalment deferred for up to 180 days
  • Loan top-up available after 1 year
  • Minimum AECB score of 500 required

RAK Cash Loan (Non-Salary Transfer Loan)

Apply Now
AED 5,000Min Salary
Starts from 12.99%Reducing Rate
48 mosMax Tenure
NoSalary Transfer
Key Features: No salary transfer required See More ▼
  • Loan amounts up to AED 500,000 for UAE Nationals and AED 200,000 for Expats
  • No salary transfer required
  • Interest rates from 12.99% to 22.49% per year
  • Minimum AECB score of 541 required

RAK Education Loan

Apply Now
AED 5,000Min Salary
Starts from 4.89%Reducing Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Max loan amount AED 300,000 See More ▼
  • Maximum loan amount up to AED 300,000
  • Competitive interest rates from 4.89%
  • Flexible tenure up to 48 months
  • Preferential currency exchange rates for foreign remittances

RAK Islamic Personal Finance

Apply Now
AED 5,000Min Salary
Starts from 5.49%Profit Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Available for UAE Residents and Expats See More ▼
  • Swift approval within days
  • Free RAKislamic Debit Card and cheque book
  • Low processing fees (1% of finance amount, min AED 500/max AED 2,500)
  • Flexible repayment from 6 to 48 months
  • Buyout facility available from other providers after 6 months of regular payments

Mashreq Personal Loan for Expats

Apply Now
AED 5,000Min Salary
Starts from 5.99%Reducing Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Loan amounts up to AED 1,000,000 See More ▼
  • Loan amounts up to AED 1,000,000
  • Approval in 24 hours
  • Interest rate starting from 5.99% p.a. reducing rate
  • Free for one year
  • Debt consolidation and top-up options available

Mashreq Personal Loan for UAE Nationals

Apply Now
AED 5,000Min Salary
Starts from 5.99%Reducing Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Loan amounts up to AED 3,000,000 See More ▼
  • Loan amounts up to AED 3,000,000
  • Approval in 24 hours
  • Interest rate starting from 5.99% p.a. reducing rate
  • Free for one year
  • Debt consolidation and top-up options available

Mashreq Personal Loan (Non-Salary Transfer)

Apply Now
AED 10,000Min Salary
Starts from 16.99%Reducing Rate
48 mosMax Tenure
NoSalary Transfer
Key Features: No salary transfer required See More ▼
  • Maximum loan amount of AED 200,000
  • Interest rate starting from 16.99% p.a. reducing rate
  • Flexible repayment tenure up to 48 months
  • Requires 6 months of employment

Mashreq Mortgage Loan

Apply Now
AED 15,000Min Salary
Starts from 4.75%Reducing Rate
25 yearsMax Tenure
Flat/ Reducing RateRate Type
Key Features: Up to 85% LTV See More ▼
  • Up to 85% loan-to-value (LTV) for first home buyers
  • Pre-approval within 5 working days
  • Flexible tenure up to 25 years
  • Interest rates starting from 4.75% for salaried individuals and 5.00% for self-employed individuals

CBD Personal Loan for Expats

Apply Now
AED 8,000Min Salary
Starts from 5.99%Reducing Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Up to AED 2,000,000 loan See More ▼
  • Loan amount up to AED 2,000,000
  • Competitive interest rates from 5.99% p.a. reducing rate
  • Flexible repayment period up to 48 months
  • No salary transfer required for top-up loans

CBD Personal Loan for UAE Nationals

Apply Now
AED 5,000Min Salary
Starts from 5.49%Reducing Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Up to AED 5,000,000 loan See More ▼
  • Loan amount up to AED 5,000,000
  • Competitive interest rates from 5.49% p.a. reducing rate
  • Flexible repayment period up to 48 months
  • Special loan rates for employees of government departments

CBD Small Business Loan

Apply Now
AED 1,000,000Min Annual Turnover
Starts from 6.99%Reducing Rate
48 mosMax Tenure
NoSalary Transfer
Key Features: Up to AED 1,000,000 See More ▼
  • Loan amount up to AED 1,000,000
  • Flexible repayment period up to 48 months
  • Dedicated Relationship Manager for your business
  • Interest rates from 6.99% p.a. reducing rate

CBD Al Islami Personal Finance for Expats

Apply Now
AED 8,000Min Salary
Flat/ Reducing RateProfit Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: For expats, Buy-out facility available See More ▼
  • Competitive profit rates.
  • High finance amounts of up to AED 750,000 for expats.
  • Buy-out facility available.
  • Flexible repayment period.
  • Deferment facility available up to two times a year without additional profit.
  • Free debit card for purchases and cash withdrawal.
  • Free current account with no minimum balance requirement.
  • Earn Attijari Loyalty Points redeemable for Skywards or cashback.

CBD Al Islami Personal Finance for UAE Nationals

Apply Now
AED 8,000Min Salary
Flat/ Reducing RateProfit Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: For UAE Nationals, Buy-out facility available See More ▼
  • Competitive profit rates.
  • High finance amounts of up to AED 3 million.
  • Buy-out facility available.
  • Flexible repayment period.
  • Deferment facility available up to two times a year without additional profit.
  • Free debit card for purchases and cash withdrawal.
  • Free current account with no minimum balance requirement.
  • Earn Attijari Loyalty Points redeemable for Skywards or cashback.

ADCB Personal Loan for Expats

Apply Now
AED 5,000Min Salary
Starts from 5.49%Reducing Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Loan amounts up to AED 1,000,000 See More ▼
  • Loan amounts up to AED 1,000,000
  • Grace period up to 90 days on first installment
  • Special interest rates for government and military employees
  • Loan top-up option available

ADCB Personal Loan for UAE Nationals

Apply Now
AED 5,000Min Salary
Starts from 5.49%Reducing Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Loan amounts up to AED 2,000,000 See More ▼
  • Loan amounts up to AED 2,000,000
  • Grace period up to 90 days on first installment
  • Special interest rates for government and military employees
  • Loan top-up option available

ADCB Mortgage Loan

Apply Now
AED 10,000Min Salary
Starts from 3.99%Reducing Rate
25 yearsMax Tenure
Flat/ Reducing RateRate Type
Key Features: Up to 80% LTV See More ▼
  • Loan amounts up to AED 20,000,000
  • Up to 80% loan-to-value for first-time buyers
  • Special rates for properties from approved developers
  • Financing available for ready or off-plan properties

ADIB Personal Finance for Expats

Apply Now
AED 8,000Min Salary
Starts from 5.99%Profit Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Up to AED 1,000,000 finance See More ▼
  • Shariah-compliant personal finance
  • Finance amounts up to AED 1,000,000
  • Repayment period up to 48 months
  • Flexible payment options

ADIB Personal Finance for UAE Nationals

Apply Now
AED 5,000Min Salary
Starts from 5.49%Profit Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Up to AED 4,000,000 finance See More ▼
  • Shariah-compliant personal finance
  • Finance amounts up to AED 4,000,000
  • Repayment period up to 48 months
  • Special rates for government employees

Deem Bank Personal Loan

Apply Now
AED 5,000Min Salary
Starts from 16.99%Reducing Rate
48 mosMax Tenure
NoSalary Transfer
Key Features: No salary transfer required See More ▼
  • Loan amounts up to AED 250,000
  • No salary transfer required
  • Fixed interest rates, subject to credit review
  • Repayment tenure up to 48 months

Aafaq Personal Finance

Apply Now
AED 5,000Min Salary
Starts from 15.99%Profit Rate
48 mosMax Tenure
NoSalary Transfer
Key Features: No salary transfer required See More ▼
  • Shariah-compliant finance
  • No salary transfer required
  • Loan amounts up to AED 250,000
  • Repayment tenure up to 48 months

Mawarid Personal Finance

Apply Now
AED 8,000Min Salary
Starts from 15.49%Profit Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Shariah-compliant See More ▼
  • Shariah-compliant personal finance
  • Financing amount up to AED 1,000,000
  • Loan consolidation and balance transfer options
  • Repayment tenure up to 48 months

SIB Personal Finance

Apply Now
AED 5,000Min Salary
Starts from 5.99%Profit Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Shariah-compliant finance See More ▼
  • Shariah-compliant personal finance
  • Finance amounts up to AED 2,000,000
  • Competitive profit rates
  • Flexible repayment tenure up to 48 months

Bank of Sharjah Personal Loan

Apply Now
AED 5,000Min Salary
Starts from 6.49%Reducing Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Fast approval and disbursal See More ▼
  • Personal loan for salaried individuals
  • Fast approval and disbursal
  • Competitive interest rates
  • Flexible repayment tenure up to 48 months

UAB Personal Loan

Apply Now
AED 5,000Min Salary
Starts from 5.99%Reducing Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Up to AED 2,000,000 loan See More ▼
  • Personal loan for salaried individuals
  • Loan amounts up to AED 2,000,000
  • Competitive interest rates
  • Flexible repayment tenure up to 48 months

DIB Personal Finance

Apply Now
AED 5,000Min Salary
Starts from 5.99%Profit Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Shariah-compliant finance See More ▼
  • Shariah-compliant personal finance
  • Finance amounts up to AED 2,000,000
  • Competitive profit rates
  • Flexible repayment tenure up to 48 months

HSBC Personal Loan

Apply Now
AED 5,000Min Salary
Starts from 5.99%Reducing Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Flexible loan amounts See More ▼
  • Flexible loan amounts
  • Competitive interest rates
  • Repayment period up to 48 months
  • No early settlement fees

HSBC Top Up Loan

Apply Now
AED 7,500Min Salary
7%Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Top up your existing loan See More ▼
  • Flexible repayment terms from 12 months to 48 months.
  • No credit life insurance needed.
  • A personalized interest rate based on your personal circumstances.
  • Quick and easy to apply.

HSBC Home Improvement Loan

Apply Now
AED 7,500Min Salary
7%Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Home improvement loan See More ▼
  • Flexible repayment terms from 12 months to 48 months.
  • No credit life insurance needed.
  • A personalized interest rate based on your personal circumstances.
  • Top up your loan if you need to (subject to eligibility and approval).

HSBC Education Loan

Apply Now
AED 7,500Min Salary
7%Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Education loan See More ▼
  • Flexible repayment terms from 12 months to 48 months.
  • No credit life insurance needed.
  • A personalized interest rate based on your personal circumstances.
  • Top up your loan if you need to (subject to eligibility and approval).

Ajman Bank Personal Finance

Apply Now
AED 5,000Min Salary
Starts from 5.99%Profit Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Fast approval See More ▼
  • Shariah-compliant personal finance
  • Fast approval and disbursement
  • Competitive profit rates
  • Flexible repayment tenure up to 48 months

Murabaha for UAE Nationals

Apply Now
AED 5,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: Up to AED 5M finance See More ▼
  • Up to AED 5,000,000 finance for UAE Nationals.
  • Repayment tenure up to 48 months.
  • Simple documentation.
  • Quick processing.
  • Standard Personal Finance / Settlement of Debts.

Murabaha for Expatriates

Apply Now
AED 5,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: Up to AED 1.5M finance See More ▼
  • Up to AED 1,500,000 finance for Expatriates.
  • Repayment tenure up to 48 months.
  • Simple documentation.
  • Quick processing.
  • Standard Personal Finance / Settlement of Debts.

Goods Murabaha for UAE Nationals

Apply Now
AED 8,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: Finance for furniture, yachts, etc. See More ▼
  • Up to AED 3,000,000 finance for UAE Nationals.
  • Repayment tenure up to 48 months.
  • Simple documentation.
  • Quick processing.
  • Finances electronics, home appliances, furniture, yachts, motorcycles, building material & machinery.

Goods Murabaha for Expatriates

Apply Now
AED 6,500Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: Finance for furniture, yachts, etc. See More ▼
  • Up to AED 1,000,000 finance for Expatriates.
  • Repayment tenure up to 48 months.
  • Simple documentation.
  • Quick processing.
  • Finances electronics, home appliances, furniture, yachts, motorcycles, building material & machinery.

Services Ijarah for UAE Nationals

Apply Now
AED 8,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: Finance for services (travel, medical, etc.) See More ▼
  • Up to AED 3,000,000 finance for UAE Nationals.
  • Repayment tenure up to 48 months.
  • Simple documentation.
  • Quick processing.
  • Finances travel, education, medical, rent advance, and weddings.

Services Ijarah for Expatriates

Apply Now
AED 6,500Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: Finance for services (travel, medical, etc.) See More ▼
  • Up to AED 1,000,000 finance for Expatriates.
  • Repayment tenure up to 48 months.
  • Simple documentation.
  • Quick processing.
  • Finances travel, education, medical, rent advance, and weddings.

Secured Finance

Apply Now
N/AMin Salary
Flat/ Reducing RateRate
N/AMax Tenure
N/ASalary Transfer
Key Features: Secured against EOSB or Fixed Deposits See More ▼
  • Secured against End of Service Benefits (EOSB) and Fixed Deposits.
  • Finance offered through Commodity Murabaha.
  • Quick processing and simple documentation.

NBF Personal Loan

Apply Now
AED 5,000Min Salary
Starts from 6.99%Reducing Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: No processing fees See More ▼
  • No processing fees
  • Loan amounts up to AED 2,000,000
  • Flexible repayment terms up to 48 months
  • Competitive interest rates

NBF Personal Loan for Expats

Apply Now
AED 5,000Min Salary
6.00%*Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Up to AED 1M loan, Debt consolidation See More ▼
  • Competitive interest rates and flexible repayment terms.
  • Loan amounts up to 20 times your monthly salary.
  • High loan limits up to AED 1 million for expats.
  • Debt consolidation option to merge existing personal loans.
  • Quick processing with minimal paperwork.

NBF Personal Loan for UAE Nationals

Apply Now
AED 5,000Min Salary
5.99%*Rate
48 mosMax Tenure
YesSalary Transfer
Key Features: Up to AED 3M loan, Debt consolidation See More ▼
  • Competitive interest rates and flexible repayment terms.
  • Loan amounts up to 20 times your monthly salary.
  • High loan limits up to AED 3 million for UAE Nationals.
  • Debt consolidation option to merge existing personal loans.
  • Quick processing with minimal paperwork.

SIB Additional Personal Finance (UAE Nationals)

Apply Now
AED 5,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: 1st installment after 150 days See More ▼
  • Extra funds to fulfill personal finance needs.
  • Option to consolidate existing liabilities.
  • Fast approvals and low profit rates.
  • Repayment tenure up to 48 months.

SIB Additional Personal Finance (Expats)

Apply Now
AED 5,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: 1st installment after 150 days See More ▼
  • Extra funds to fulfill personal finance needs.
  • Option to consolidate existing liabilities.
  • Fast approvals and low profit rates.
  • Repayment tenure up to 48 months.

SIB Takeover Liability (UAE Nationals)

Apply Now
AED 5,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: Consolidate liabilities into one finance scheme See More ▼
  • Simplify your life by consolidating all your liabilities from other banks.
  • Fast approvals and low profit rates.
  • Repayment tenure up to 48 months.

SIB Takeover Liability (Expats)

Apply Now
AED 5,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: Consolidate liabilities into one finance scheme See More ▼
  • Simplify your life by consolidating all your liabilities from other banks.
  • Fast approvals and low profit rates.
  • Repayment tenure up to 48 months.

SIB Rent Finance (UAE Nationals)

Apply Now
AED 5,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: Finance for rent See More ▼
  • Get a crucial boost to upgrade your living.
  • Fast approvals and low profit rates.
  • Repayment tenure up to 48 months.

SIB Rent Finance (Expats)

Apply Now
AED 5,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: Finance for rent See More ▼
  • Get a crucial boost to upgrade your living.
  • Fast approvals and low profit rates.
  • Repayment tenure up to 48 months.

SIB Travel Finance (UAE Nationals)

Apply Now
AED 5,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: Finance for travel See More ▼
  • Enjoy comprehensive finance for your trip with easy and flexible installments.
  • Fast approvals and low profit rates.
  • Repayment tenure up to 48 months.

SIB Travel Finance (Expats)

Apply Now
AED 5,000Min Salary
Flat/ Reducing RateRate
48 mosMax Tenure
YesSalary Transfer
Key Features: Finance for travel See More ▼
  • Enjoy comprehensive finance for your trip with easy and flexible installments.
  • Fast approvals and low profit rates.
  • Repayment tenure up to 48 months.

Bank of Sharjah Personal Loan

Apply Now
AED 5,000Min Salary
Flat/ Reducing Rate10 to 15%
48 mosMax Tenure
YesSalary Transfer
Key Features: Highly competitive interest rates See More ▼
  • Quick and easy way to obtain finance.
  • Competitive interest rates and flexible repayments.
  • Can be used for a wide variety of purposes like education or travel.

Note:

Personal loan rates vary based on your profile and loan amount. The calculator on our website gives a general idea. For exact rates and personalized details, click Apply Now and send us your inquiry.

Note:

Rates shown are estimates. Exact rates and EMIs depend on your salary and employment. Click Apply Now for a personalized offer from our experts.

Personal Loan EMI Calculator

Processing Fee (1.05%): AED 0

Monthly Repayment (EMI): AED 0

Total Repayable: AED 0

Loan Amount

Get personal financing of up to AED 10 Million with flexible repayment terms and competitive interest rates.

Easy Top-Up & Buyout

Easily top up your existing loan or transfer (buyout) from another bank with better terms.

First Payment Deferment

Enjoy a deferment period of up to 120 days before your first installment.

Early Settlement

Option to settle your loan early with minimal fees.