Finance solutions that help you own your dream car
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Payment Options
Zero Down Payment Option
Low EMI Option
Deferred Payment Option
Balloon Payment Option
Financing Source
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Loan Term
Short-Term Loan (1-2 Years)
Mid-Term Loan (3-4 Years)
Long-Term Loan (5+ Years)
Applicant Type
Salaried Individual
Self-Employed / Business Owner
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Emirates NBD Fixed Rate Auto Loan
AED 5,000
Min Salary
2.69% & 5.06%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Finance up to 80%, used & new cars.
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- Finance up to 80% of the vehicle cost
- No salary certificate or driving license required
- Available for salaried and self-employed individuals
- 0% installment payment plan on Emirates NBD credit card
- Loan tenure up to 60 months
- Finance used cars up to 12 years old
- One deferment allowed per loan cycle
Emirates NBD Green Auto Loan
AED 5,000
Min Salary
2.69% & 5.06%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Financing of up to 80%
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- Financing of up to 80% of the vehicle cost including accessories
- Digital application and sign-up, minimal visits
- Supports electric and hybrid vehicles
- Fully digital and contactless where possible
Emirates NBD Auto Cash Car Loan
AED 5,000
Min Salary
2.69% & 5.06%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Up to 75% invoice cash back, same-day approval.
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- Put cash back into your pocket — get up to 75% of invoice value as a loan
- Same-day loan approval available
- Flexible payment, digital application, etc.
Emirates NBD Fixed Deposit Auto Loan
AED 5,000
Min Salary
3.75% & 5.06%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Down payment as fixed deposit, new & used cars.
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- Down payment becomes a fixed deposit earning returns
- Free annual registration renewal at doorstep
- Finance for new and used cars up to 12 years old
Emirates NBD Business Vehicle & Equipment Loans
AED 5,000
Min Salary
3.99% & 5.06%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Finance commercial vehicles & equipment.
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- Finance for new/used commercial vehicles and equipment up to AED 10 million (for eligible customers)
- Flexible repayment up to 60 months
- Special promotions and dedicated business vehicle team support
Emirates Islamic Vehicle Finance – Intaleq
AED 5,000
Min Salary
2.69% & 5.06%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Sharia-compliant, flexible repayment, 60-day grace period.
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- Shari’a-compliant Murabaha financing structure
- Flexible repayment period: up to 60 months (5 years)
- Profit rates starting from 3.99% p.a. for new cars (salary transfer customers)
- Profit rates starting from 5.5% – 6.5% p.a. for used cars (salary transfer customers)
- 60-day grace period before first installment
- Fast approvals with minimal documentation — as quick as 4 hours
- No mandatory salary transfer
- Financing available for new, certified pre-owned, and used vehicles
- Financing covers insurance, VAT, and accessories
- Manufacturer subvention options for selected vehicle brands
- 0% down payment available for eligible profiles
- Wide range of vehicle brands supported
- Friendly and efficient customer service
ADCB Standard Car Loan
AED 5,000
Min Salary
1.99% & 3.65%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Finance 80% of car, fast approvals, no salary certificate.
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- Finance up to 80% of the car's value
- Loan tenure up to 60 months
- Available for new and used cars
- No salary certificate or driving license required
- Fast loan approvals — within half a day
- Simple documentation and easy process
- Attractive pricing for passenger and business vehicles
- Secure online and mobile banking
- Large branch network
- Online Salik recharge and RTA fine payment facility
- Preferential motor insurance rates through partner network
ADCB Green Car Loan
AED 5,000
Min Salary
1.94% & 3.55%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Finance EV/hybrid up to 80%, contactless digital application.
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- Finance up to 80% of vehicle cost, including accessories
- Supports electric, hybrid, and plug-in hybrid vehicles
- Financing available for electric chargers and related accessories
- 50% discount on processing fee for EV, plug-in hybrid, and hybrid vehicles
- Contactless sign-up with digital application and e-signature
- First payment deferment of up to 90 days
- Fast processing with fully digital experience
- Flexible payment options including first payment deferment
- Sustainability-focused loan for EV and hybrid purchases
- Secure online processes with minimal branch visits
CBD Auto Loan
AED 5,000
Min Salary
2.75% & 5.00%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Competitive rates, fast approvals, flexible repayment.
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- Competitive interest rates
- Loans available for both new and used cars
- Fast processing for quick approvals
- Flexible repayment period of up to 60 months
- Deferment facility available to manage payment schedules
DIB Auto Refinance
AED 5,000
Min Salary
3.50% & 6.40%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Easy access to funds, minimum documentation.
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- Enjoy minimum documentation, easy access to funds, and high finance amounts with the DIB Auto Refinance facility — designed for ultimate convenience.
- Branches with enhanced accessibility
- Fully digital application process
- Available for all vehicle types
- Exclusive discounts through mobility partners
DIB Electric Vehicle Finance
AED 5,000
Min Salary
1.89% & 3.46%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Supports electric vehicles, flexible financing.
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- Designed for a new era of driving, this solution supports electric vehicle ownership with ease and flexibility.
- Instalment deferment available via DIB alt phone banking
- Finance for new and used electric vehicles
- No salary transfer required
- Fully digital application process
DIB RIDE – Motorcycle Finance
AED 5,000
Min Salary
3.50% & 6.41%
Flat & Reducing Rate
Up to 48 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Fast approval, finance up to AED 200,000.
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- A simple and fast financing solution tailored for motorcycle enthusiasts.
- Available for new motorcycles
- Finance amount up to AED 200,000
- Tenure of up to 48 months
- Instalment deferment available via DIB alt phone banking
DIB Al Islami Auto Finance
AED 3,000
Min Salary
2.15% & 3.93%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Your one-stop Islamic auto finance solution with flexible features.
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- Instalment deferment available via DIB alt phone banking
- Minimum salary requirement: AED 3,000
- Tenure of up to 60 months
- Available for new and used cars
DIB Auto Ijara
AED 5,000
Min Salary
3.50% & 6.40%
Flat & Reducing Rate
Up to 48 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Shari’a-compliant solution allowing you to access cash against your car’s value.
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- Shari’a-compliant solution allowing you to access cash against your car’s value.
DIB Auto Finance for Self-Employed
AED 5,000
Min Salary
3.50% & 6.40%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Tailored for self-employed individuals looking for flexibility and high finance amounts.
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- Tenure of up to 60 months
- Instalment deferment via DIB alt phone banking
- Finance up to AED 1.5 million
- Available for new and used cars
DIB Auto Finance for Commercial Vehicles
AED 5,000
Min Salary
3.80% & 10.25%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: A business-focused solution offering higher finance limits and lower monthly payments.
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- Available for new and used commercial vehicles
- Finance up to AED 8 million
- Tenure of up to 60 months
FAB Car Loan for Salaried Individuals
AED 7,000
Min Salary
2.15% & 4.10%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Loan up to AED 1.5M, competitive rates.
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- Own the car of your dreams with the FAB Car Loan.
- Loan amounts up to AED 1.5 million or 80% of the car’s value
- Interest rates starting from 2.15% flat per annum (equivalent to 4.10% reducing per annum)
- Minimum monthly salary requirement: AED 7,000
FAB Car Loan for Self-Employed Individuals
AED 25,000
Min Avg Balance
3.44% & 6.43%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Loan up to AED 1.5M, tailored for self-employed.
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- Embrace the road ahead with a tailored solution for self-employed customers.
- Loan amounts up to AED 1.5 million or 80% of the car’s value
- Interest rates starting from 3.44% flat per annum (equivalent to 6.43% reducing per annum)
- Minimum average account balance of AED 25,000 over the last three months
FAB Car Loan for UAE Nationals
AED 7,000
Min Salary
2.10% & 4.00%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Loan up to AED 1.5M, exclusive for UAE Nationals.
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- A tailored car finance solution designed exclusively for UAE Nationals.
- Loan amounts up to AED 1.5 million or 80% of the car’s value
- Interest rates starting from 2.10% flat per annum (equivalent to 4.00% reducing per annum)*
- Minimum monthly salary requirement: AED 7,000
- Exclusive offers and preferential terms for UAE Nationals
FAB Car Loan for Expatriates
AED 7,000
Min Salary
2.25% & 4.25%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Loan up to AED 1.5M, flexible approval.
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- A flexible and competitive auto loan solution for expat residents in the UAE.
- Loan amounts up to AED 1.5 million or 80% of the car’s value
- Interest rates starting from 2.25% flat per annum (equivalent to 4.25% reducing per annum)*
- Minimum monthly salary requirement: AED 7,000
- Easy documentation and fast approval for resident expats
SIB Car Finance for Salaried Individuals
AED 5,000
Min Salary
1.79% & 3.25%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Sharia’a-compliant, finance up to AED 2.5M.
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- A Sharia’a-compliant auto finance solution tailored for salaried customers seeking convenience and flexibility.
- Finance amounts up to AED 2,500,000
- Tenure of up to 5 years
- Financing up to 80% of the car’s value
- Minimum monthly salary requirement applies (based on bank policy)
SIB Car Finance for Self-Employed Individuals
AED 5,000
Min Salary
1.79% & 3.25%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Flexible for self-employed, finance up to AED 2.5M.
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- Designed to support self-employed professionals with flexible documentation and funding options.
- Finance amounts up to AED 2,500,000
- Tenure of up to 5 years
- Financing up to 80% of the car’s value
- Business documents and bank statements required (as per bank guidelines)
SIB Car Finance for UAE Nationals
AED 5,000
Min Salary
1.79% & 2.49%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Exclusive for UAE Nationals, finance up to AED 2.5M.
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- Exclusive auto finance solution for UAE Nationals with attractive terms and profit rates.
- Finance amounts up to AED 2,500,000
- Tenure of up to 5 years
- Financing up to 80% of the car’s value
- Preferential profit rates and approval terms for UAE Nationals
SIB Car Finance for Expatriates
AED 5,000
Min Salary
1.79% & 3.25%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Flexible for expats, finance up to AED 2.5M.
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- A convenient and accessible financing option for expat residents across the UAE.
- Finance amounts up to AED 2,500,000
- Tenure of up to 5 years
- Financing up to 80% of the car’s value
- Valid UAE residence visa and income proof required
RAKBANK Car Finance for Salaried Individuals
AED 5,000
Min Salary
2.40% / 4.90%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Low rates, flexible repayment, no salary transfer.
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- Interest rates as low as 2.40% flat per annum
- No salary transfer required
- Transparent terms with no hidden charges
- Flexible repayment options with payment deferments available
RAKBANK Car Finance for Self-Employed Individuals
AED 5,000
Min Salary
2.75% / 5.40%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Competitive rates, flexible repayment, no salary transfer.
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- Competitive interest rates starting from 2.75% flat per annum
- No salary transfer or fixed income proof required (subject to eligibility)
- Transparent and low-cost financing with no hidden fees
- Convenient repayment plans with deferment options
RAKBANK Car Finance for UAE Nationals
AED 5,000
Min Salary
2.20% / 4.50%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Attractive rates, flexible repayment, no salary transfer.
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- Attractive interest rates starting at 2.20% flat per annum
- No salary transfer required
- No hidden charges; fully transparent terms
- Payment deferment and flexible repayment options available
RAKBANK Car Finance for Expatriates
AED 5,000
Min Salary
2.85% / 5.60%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Easy documentation, flexible repayment, no salary transfer.
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- Interest rates starting from 2.85% flat per annum
- No salary transfer required
- Simple and straightforward documentation process
- Payment deferment available to align with your financial schedule
Ajman Bank Rent A Car & Fleet Finance
5,000
Min Salary
3.50% / 6.00%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Competitive rates, max finance AED 1.5M, 20% down payment.
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- Competitive rates starting from 3.50% flat p.a.
- Maximum finance amount AED 1,500,000
- Maximum tenure 60 months
- Finance available for new and used cars
- Minimum business length: 4 years
- Minimum authorized signatory age: 25 years
- Down payment: 20%
Ajman Bank Secured Auto Finance
AED 5,000
Min Salary
2.00% / 4.00%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: 110% cash collaterals, no mortgage, low rates.
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- Cash collaterals at 110% (all types)
- No mortgage required
- No bank statements required
- No nationality restrictions
- Extremely low discounted profit rates
Ajman Bank Auto Finance for Companies
5,000
Min Salary
3.00% / 5.50%
Flat & Reducing Rate
Up to 48 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Max finance AED 1.5M, competitive rates, down payment 20%.
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- Maximum finance amount up to AED 1,500,000
- Maximum tenure up to 4 years
- Up to 90% finance available
- Extremely competitive profit rates
- Quick and fast approvals
- Down payment: 20%
- Allowed sectors: Trading, Manufacturing, Contracting, Service-oriented
Ajman Bank Self-Employed Finance Offer
AED 5,000
Min Salary
3.25% / 6.00%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Max finance AED 1.5M, deferment option, new & used cars.
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- Maximum finance amount up to AED 1,500,000
- Competitive profit rates
- Finance for new and used cars
- First installment deferment: 90 days (new cars), 60 days (used cars)
- Maximum tenure up to 5 years
- Down payment: 20%
- Quick and fast approvals
Ajman Bank Expat Finance Offer
AED 5,000
Min Salary
3.50% / 6.25%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Max finance AED 1.5M, flexible repayment, new & used vehicles.
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- Maximum finance amount up to AED 1,500,000
- Competitive profit rates
- Flexible repayment terms up to 5 years
- Finance available for new and used vehicles
- Quick approval process
- Down payment: 20%
Bank of Sharjah Car Loans for UAE Nationals
5,000
Min Salary
2.10% & 4.30%
Interest Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Tailored for nationals.
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- Competitive interest rates tailored for nationals
- Financing available for new and used cars
- Flexible repayment tenure up to 5 years
- Quick and easy approval process
Bank of Sharjah Car Loans
5,000
Min Salary
2.25% & 4.45%
Interest Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Simple documentation process.
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- Competitive interest rates for expat customers
- Financing available for new and used cars
- Flexible repayment tenure up to 5 years
- Fast approval with minimal documentation
Bank of Sharjah Car Finance for Self-Employed
AED 5,000
Min Salary
2.40% & 4.60%
Interest Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Simplified documentation for business owners.
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- Financing options designed for business owners
- Competitive interest rates
- Flexible repayment plans up to 5 years
- Hassle-free and quick loan approvals
Bank of Sharjah Car Finance for Salaried Individuals
AED 5,000
Min Salary
2.35% & 4.55%
Interest Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Tailored to fit your salary.
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- Competitive interest rates starting from low rates
- Financing available for new and pre-owned vehicles
- Flexible repayment options tailored to your salary
- Fast and simple approval process
ADIB Auto Finance for UAE Nationals
AED 5,000
Min Salary
3.09% / 6.20%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Finance up to AED 1M, flexible repayment, motor takaful coverage.
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- Finance Amount: Up to AED 1,000,000
- Flexible Repayment Terms: Up to 60 months
- Competitive Profit Rates: Contact ADIB for the best offers
- Motor Takaful: Low contribution with high coverage
ADIB Auto Finance for Expatriates with Salary Transfer
AED 5,000
Min Salary
3.29% / 6.50%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Finance up to AED 500k, flexible repayment, comprehensive motor takaful.
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- Finance Amount: Up to AED 500,000
- Flexible Repayment Terms: Up to 60 months
- Competitive Profit Rates: Contact ADIB for tailored rates
- Motor Takaful: Comprehensive coverage with low contribution
ADIB Auto Finance for Expatriates without Salary Transfer
AED 5,000
Min Salary
3.79% / 7.00%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Finance up to AED 350k, flexible repayment, motor takaful protection.
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- Finance Amount: Up to AED 350,000
- Flexible Repayment Terms: Up to 60 months
- Competitive Profit Rates: Personalized profit rates available
- Motor Takaful: Affordable and wide-ranging protection
ADIB Auto Finance – General
AED 5,000
Min Salary
3.19% / 6.30%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: 24/7 banking, flexible payment, competitive profit, motor takaful.
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- 24-Hour Banking Services: Convenient access anytime
- Flexible Payment Options: Designed around your needs
- Competitive Profit Rates: Attractive and transparent pricing
- Motor Takaful: Ensuring protection with peace of mind
Electric Car Finance with ADIB
AED 5,000
Min Salary
1.79% / 4.10%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Low profit for EV, 90-day first installment, finance chargers & accessories.
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- Low Profit Rate Starting 1.79% for EV
- First Instalment in 90 Days
- Quick Finance Approval
- Finance Chargers and Accessories
UAB Auto Loan for UAE Nationals
AED 5,000
Min Salary
2.99% / 5.50%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Quick approval, minimal documentation, flexible repayment.
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- Quick and easy approval process
- Minimal documentation and formalities
- Flexible repayment options to suit your budget
- Competitive profit rates for all customer segments
UAB Auto Loan for Expats
AED 5,000
Min Salary
3.19% / 5.70%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Quick approval, minimal documentation, flexible repayment.
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- Quick and easy approval process
- Minimal documentation and formalities
- Flexible repayment options to suit your budget
- Competitive profit rates for all customer segments
UAB Auto Loan for Self-Employed
AED 5,000
Min Salary
3.49% / 6.00%
Flat & Reducing Rate
Up to 60 Months
Loan Tenure
Not Required
Salary Transfer
Key Features: Quick approval, minimal documentation, flexible repayment.
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- Quick and easy approval process
- Minimal documentation and formalities
- Flexible repayment options to suit your budget
- Competitive profit rates for all customer segments
Car Loan Calculator
Adjust the car value, down payment, tenure, and rate to estimate your monthly EMI. For illustration only.
AED 100,000
AED 12,500AED 1,500,000
20%
20%100%
3.00%
1.99%5%
36 months
160
Your Results
Loan Amount
AED 80,000
Monthly EMI
AED 2,300
Total Interest
AED 7,200
Total Payable
AED 87,200
Figures are for illustration only. Actual offer may vary based on eligibility and bank approval.
Apply Now