Smart Loan Calculator for Personal & Islamic Financing
- Loan amount up to AED 3 million
- First payment deferment up to 60 days
- 7 days return option
- Free Zero balance account
- Avail up to 2 non-consecutive deferments in a loan cycle
- Loan tenure up to 48 months
- Increase your loan eligibility with additional source of income
- Rate depends upon the customer salary, company and AECB Score.
- Loan amount up to AED 3 million
- First payment deferment up to 60 days
- 7 days return option
- Free Zero balance account
- Avail up to 2 non-consecutive deferments in a loan cycle
- Loan tenure up to 48 months
- Increase your loan eligibility with additional source of income
- Rate depends upon the customer salary, company and AECB Score.
- Loan amount up to AED 3 million
- First payment deferment up to 60 days
- 7 days return option
- Free Zero balance account
- Avail up to 2 non-consecutive deferments in a loan cycle
- Loan tenure up to 48 months
- Increase your loan eligibility with additional source of income
- Rate depends upon the customer salary, company and AECB Score.
- Loan amount up to AED 4 million
- First payment deferment up to 120 days
- 7 days return option
- Free Zero balance account
- Avail up to 2 non-consecutive deferments in a loan cycle
- Loan tenure up to 48 months (60 months for Ministry of Defense employees)
- Increase your loan eligibility with additional source of income
- Rate depends upon the customer salary, company and AECB Score.
- Loan amount up to AED 4 million
- First payment deferment up to 120 days
- 7 days return option
- Free Zero balance account
- Avail up to 2 non-consecutive deferments in a loan cycle
- Loan tenure up to 48 months (60 months for Ministry of Defense employees)
- Increase your loan eligibility with additional source of income
- Rate depends upon the customer salary, company and AECB Score.
- Loan amounts of up to AED 300,000
- Loan tenure up to 48 months
- Free Credit life insurance
- Free Global Cash card
- Preferential rates on currency conversions (USD, GBP)
- Avail up to 2 non-consecutive deferments in a loan cycle
- Rate depends upon the customer salary, company and AECB Score.
- Loan amounts of up to AED 300,000
- Loan tenure up to 48 months
- Free Credit life insurance
- Free Global Cash card
- Preferential rates on currency conversions including USD and Pound Sterling (limited to foreign currency accounts)
- Avail up to 2 non-consecutive deferments in a loan cycle
- Rate depends upon the customer salary, company and AECB Score.
- Borrow up to 80% of NRE Fixed deposit amount
- Avail up to 2 non-consecutive deferments in a loan cycle
- Program available with Indian partner banks: HDFC BANK, AXIS BANK, ICIC BANK & EMIRATES NBD INDIA
- Fixed deposits with Indian partner banks will be marked under lien favoring Emirates NBD
- Rate depends upon the customer salary, company and AECB Score.
- Get personal finance amounts of up to AED 3 million for expats
- Competitive Profit Rates
- Extended payment periods of up to 48 months
- Low liability settlement rates and monthly payment plans
- Quick and easy approval process
- Shariah-based Murabaha product
- Rates depend upon the customer salary, company and AECB score
- Get personal finance amounts of up to AED 3 million for expats
- Competitive Profit Rates
- Extended payment periods of up to 48 months
- Low liability settlement rates and monthly payment plans
- Quick and easy approval process
- Shariah-based Murabaha product
- Rates depend upon the customer salary, company and AECB score
- Up to AED 4 million for UAE nationals
- Competitive Profit Rates
- Extended payment periods of up to 48 months
- Low liability settlement rates and monthly payment plans
- Quick and easy approval process
- Shariah-based Murabaha product
- Rates depend upon the customer salary, company and AECB score
- Up to AED 4 million for UAE nationals
- Competitive Profit Rates
- Extended payment periods of up to 48 months
- Low liability settlement rates and monthly payment plans
- Quick and easy approval process
- Shariah-based Murabaha product
- Rates depend upon the customer salary, company and AECB score
- Zero processing fee
- Grace period up to 4 Months
- Up to AED 2 million
- With multi product package (salary transfer + FAB credit card) starts from 5.44% fixed/year
- With salary transfer without FAB credit card starts from 7.20% variable/year
- Employed with governmental, semi-governmental, or reputable private organization
- Completed minimum 6 months service with current employer
- Tenure up to 48 months
- Zero processing fee
- Grace period up to 7 months
- Up to AED 5 million
- With multi product package (salary transfer + FAB credit card) starts from 4.70% fixed/year
- With salary transfer without FAB credit card starts from 6.20% variable/year
- Employed with governmental, semi-governmental, or reputable private organization
- Completed minimum 6 months service with current employer
- Tenure up to 48 months
- Up to AED 500,000
- Completed minimum 6 months service with current employer
- Acceptable Credit Bureau score
- Up to 45 days grace period before first installment for expats
- Up to AED 500,000
- Completed minimum 6 months service with current employer
- Acceptable Credit Bureau score
- Up to 45 days grace period before first installment for UAE Nationals
- Up to AED 2 million
- Zero processing fee
- Grace period up to 4 months
- Personal finance profit rate from 2.91%* (equivalent to 5.5% reducing rate) per year with multi product package (salary transfer + FAB Islamic credit card)
- Personal finance profit rate from 3.85%* (equivalent to 7.2% reducing rate) per year with salary transfer without FAB Islamic credit card
- Up to AED 5 million
- Zero processing fee
- Grace period up to 7 months
- Personal finance profit rate from 2.58%* (equivalent to 4.89% reducing rate) per year with multi product package (salary transfer + FAB Islamic credit card)
- Personal finance profit rate from 3.29%* (equivalent to 6.2% reducing rate) per year with salary transfer without FAB Islamic credit card
- Swift approval within 7 days, subject to documents
- Switch existing personal loans to RAKBANK easily
- Top-up possible after 1 year of regular repayments
- Interest rates from 5.49% to 19.99% reducing rate p.a.
- Rates subject to market conditions
- Loan up to 20x salary at rates from 4.39% reducing rate p.a.
- Loan takeover from other banks
- First instalment up to 180 days, repayment up to 48 months (60 months for Armed Forces)
- Top-up possible after 1 year of repayment
- Employer must be on RAKBANK approved list
- Rates subject to market conditions
- For UAE Nationals
- Loan up to 20x salary
- First instalment up to 180 days
- Top-up after 1 year possible
- Minimum AECB Score: 500
- Salary transfer required
- Rates subject to market conditions
- For UAE Nationals and Expats
- High loan amounts (500K for Nationals, 200K for Expats)
- No salary transfer required
- Interest rates 12.99%–22.49% p.a.
- Fast approval and hassle-free documentation
- Minimum AECB Score: 541
- Rates subject to market conditions
- Maximum loan amount up to AED 300,000
- Start your child's academic year with confidence
- Competitive interest rates starting from 4.89%
- Tenure up to 48 months
- Preferential currency exchange rates when remitting abroad
- Rates subject to market conditions
- Swift approval within days, subject to conditions
- Free RAKislamic Debit Card & personalized cheque book
- Low documentation & processing fees: 1% of finance amount (min AED 500, max AED 2,500)
- Settlement period: 6–48 months
- Top-up existing finance possible
- Available after 6 months of regular payments
- Minimum salary AED 5,000 & 6 months employment
- Instant online approval in 5 minutes
- Loan up to 20X your salary, up to AED 2 million
- Low interest rates with 1st EMI deferral up to 90 days
- AED 5,000 salary required for approved companies, AED 10,000 for unapproved
- Confirmed employee or 6+ months service
- Interest rates charged on reducing balance
- Instant online approval in 5 minutes
- Loan up to 20X salary, up to AED 2 million
- Low interest rates with 1st EMI deferral up to 90 days
- AED 5,000 salary required for approved companies, AED 10,000 for unapproved
- Confirmed employee or 6+ months service
- Interest rates charged on reducing balance
- Loan up to AED 150,000
- 2 to 48 months repayment plan
- 5 minutes application process, no documentation
- Personalized interest rates
- No salary transfer required
- Interest rates 9.49%–26.49% p.a.
- Single consolidated payment for multiple debts
- Save on interest payments
- Confirmed employee or 6+ months service
- Interest rates charged on reducing balance
- Consolidate multiple loans
- 1st EMI deferral up to 90 days
- Low interest rates
- Confirmed employee or 6+ months service
- Interest rates charged on reducing balance
- Flexible repayment period up to 48 months
- Current account with minimum balance requirement waived
- Top-up of existing CBD Personal Loan
- Buy-out or transfer of loans from other banks
- Free debit card for purchases and withdrawals
- Deferment facility available
- Interest rates subject to profile and CBD credit analysis
- Confirmed employee or 6+ months service with approved employer
- Flexible repayment period up to 48 months for expats, 60 months for UAE nationals
- Current account with minimum balance requirement waived
- Top-up of existing CBD Personal Loan
- Buy-out or transfer of loans from other banks
- Free debit card for purchases and withdrawals
- Deferment facility available
- Interest rates subject to profile and CBD credit analysis
- Confirmed employee or 6+ months service with approved employer
- High finance amounts up to AED 750,000 for expats
- Buy-out facility available
- Flexible repayment periods
- Deferment facility max 2 times/year without additional profit
- Free debit card & current account
- Attijari Loyalty Points reward program
- Confirmed employee or 6+ months service with approved employer
- High finance amounts up to AED 3 million for UAE Nationals
- Buy-out facility available
- Flexible repayment periods
- Deferment facility max 2 times/year without additional profit
- Free debit card & current account
- Attijari Loyalty Points reward program
- Confirmed employee or 6+ months service with approved employer
- Competitive interest rates
- Loan consolidation available
- Simple documentation
- Credit life insurance
- Free ADCB Credit Card
- Up to 2 times salary overdraft
- Up to 150 touch points for every AED 1000 of loan amount
- Competitive interest rates
- Loan consolidation available
- Simple documentation
- Credit life insurance
- Free ADCB Credit Card
- Up to 3 times salary overdraft
- Up to 150 touch points for every AED 1000 of loan amount
- Competitive profit rates
- Loan consolidation available
- Simple documentation
- Up to 150 touch points for every AED 1000 of finance amount
- Competitive profit rates
- Finance consolidation available
- Simple documentation
- Free ADCB Islamic Banking Credit Card
- Up to 150 touch points for every AED 1000 of finance amount
- Profit rate from 5.99% p.a. to 21.99% p.a. reducing
- First installment in up to 180 days for Expats
- Tenure up to maximum 48 months
- Quick Processing
- Profit rate from 5.99% p.a. to 21.99% p.a. reducing
- First installment in up to 240 days for UAE Nationals
- Tenure up to 48 months
- Quick Processing
- Loan amounts up to AED 250,000
- No salary transfer required
- Fixed interest rates, subject to credit review
- Repayment tenure up to 48 months
- Facility limit up to AED 250,000
- No salary transfer required
- Get your finance within 3 working days
- 30 days grace period
- Personal loan for salaried individuals
- Loan amounts up to AED 2,000,000
- Competitive interest rates
- Flexible repayment tenure up to 48 months
- Flexible repayment terms: 12 months to 48 months
- No credit life insurance needed
- Personalized interest rate based on circumstances
- Top up loan if needed (subject to eligibility)
- Flexible repayment terms: 12 months to 48 months
- No credit life insurance needed
- Personalized interest rate based on circumstances
- Quick and easy application with loan adviser callback
- Flexible repayment terms: 12 months to 48 months
- No credit life insurance needed
- Personalized interest rate based on circumstances
- Top up loan if needed (subject to eligibility)
- Flexible repayment terms: 12 months to 48 months
- No credit life insurance needed
- Personalized interest rate based on circumstances
- Top up loan if needed (subject to eligibility)
- Access to cash through Commodity Murabaha
- Up to AED 5,000,000 finance
- Simple documentation & quick processing
- Repayment tenure up to 4 years
- Access to cash through Commodity Murabaha
- Up to AED 1,500,000 finance
- Simple documentation & quick processing
- Repayment tenure up to 4 years
- Finance electronics, furniture, yachts, boats & more
- Up to AED 3,000,000 finance
- Minimum Salary AED 8,000
- Repayment tenure up to 4 years
- Quick processing & simple documentation
- Finance electronics, furniture, yachts, boats & more
- Up to AED 1,000,000 finance
- Minimum Salary AED 6,500
- Repayment tenure up to 4 years
- Quick processing & simple documentation
- Finance for family vacations, education, rent, weddings
- Up to AED 3,000,000 (except Education/Hajj)
- Education Finance: up to AED 750,000
- Hajj & Umrah: up to AED 300,000
- Minimum Salary AED 8,000
- Repayment tenure up to 4 years
- Finance for family vacations, education, rent, weddings
- Up to AED 1,000,000 (except Education/Hajj)
- Education Finance: up to AED 750,000
- Hajj & Umrah: up to AED 300,000
- Minimum Salary AED 6,500
- Repayment tenure up to 4 years
- Competitive interest rates tailored to your financial needs
- Flexible repayment terms to suit your budget and lifestyle
- Loan amounts up to 20 times your monthly salary
- Loan tenors of up to 48 months
- Extended loan tenors with repayment periods up to 48 months
- Transparent fee structure with no hidden charges
- High loan limits up to AED 1 million for expats
- Debt consolidation option to merge existing personal loans
- Quick processing and minimal paperwork for hassle-free approval
- Competitive interest rates tailored to your financial needs
- Flexible repayment terms to suit your budget and lifestyle
- Loan amounts up to 20 times your monthly salary
- Loan tenors of up to 48 months
- Extended loan tenors with repayment periods up to 48 months
- Transparent fee structure with no hidden charges
- High loan limits up to AED 3 million for UAE Nationals
- Debt consolidation option to merge existing personal loans
- Quick processing and minimal paperwork for hassle-free approval
- Shariah-compliant personal finance
- Finance amounts up to AED 2,000,000
- Competitive profit rates
- Flexible repayment tenure up to 48 month
- Extra funds to fulfill personal finance needs.
- Option to consolidate existing liabilities.
- Fast approvals and low profit rates.
- Repayment tenure up to 48 Months
- Extra funds to fulfill personal finance needs.
- Option to consolidate existing liabilities.
- Fast approvals and low profit rates.
- Repayment tenure up to 48 month.
- Simplify your life by consolidating all your liabilities from other banks.
- Fast approvals and low profit rates.
- Repayment tenure up to 48 Months
- Simplify your life by consolidating all your liabilities from other banks.
- Fast approvals and low profit rates.
- Repayment tenure up to 48 month.
- Get a crucial boost to upgrade your living.
- Fast approvals and low profit rates.
- Repayment tenure up to 48 month.
- Get a crucial boost to upgrade your living.
- Fast approvals and low profit rates.
- Repayment tenure up to 48 month.
- Enjoy comprehensive finance for your trip with easy and flexible installments.
- Fast approvals and low profit rates.
- Repayment tenure up to 48 month.
- Enjoy comprehensive finance for your trip with easy and flexible installments.
- Fast approvals and low profit rates.
- Repayment tenure up to 48 month.
- Quick Approvals
- Competitive interest rates
- Flexible repayments
- Personal Finance Management
Achieve your life goals with our Personal Loans. We offer a wide variety of Personal loans that will fulfil your every need and dream. Whether you need to provide your children with a better education, upgrade your lifestyle, or simply wish to travel, our Personal Loans can help. It is a very quick and easy way to obtain finance at a highly competitive interest rate (variable/attractive rate options are available).
Note:
Personal loan rates vary based on your profile and loan amount. The calculator on our website gives a general idea. For exact rates and personalized details, click Apply Now and send us your inquiry.
Personal Loan EMI Calculator
Loan Amount
Easy Top-Up & Buyout
Easily top up your existing loan or transfer (buyout) from another bank with better terms.
First Payment Deferment
Enjoy a deferment period of up to 120 days before your first installment.
Early Settlement
Option to settle your loan early with minimal fees.
















