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Smart Loan Calculator for Personal & Islamic Financing

ENBD Salary Transfer Loans for Expats

Apply Now
AED 5,000Min Salary
2.80% / 5.10%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: up to AED 3M loan See More ▼
  • Loan amount up to AED 3 million
  • First payment deferment up to 60 days
  • 7 days return option
  • Free Zero balance account
  • Avail up to 2 non-consecutive deferments in a loan cycle
  • Loan tenure up to 48 months
  • Increase your loan eligibility with additional source of income
  • Rate depends upon the customer salary, company and AECB Score.

ENBD Salary Transfer Loans for Expats

Apply Now
AED 5,000Min Salary
2.80% / 5.10%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: up to AED 3M loan See More ▼
  • Loan amount up to AED 3 million
  • First payment deferment up to 60 days
  • 7 days return option
  • Free Zero balance account
  • Avail up to 2 non-consecutive deferments in a loan cycle
  • Loan tenure up to 48 months
  • Increase your loan eligibility with additional source of income
  • Rate depends upon the customer salary, company and AECB Score.

ENBD Non-Salary Transfer Loans for Expats

Apply Now
AED 10,000Min Salary
3.00% / 5.70%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: up to AED 3M loan See More ▼
  • Loan amount up to AED 3 million
  • First payment deferment up to 60 days
  • 7 days return option
  • Free Zero balance account
  • Avail up to 2 non-consecutive deferments in a loan cycle
  • Loan tenure up to 48 months
  • Increase your loan eligibility with additional source of income
  • Rate depends upon the customer salary, company and AECB Score.

ENBD Salary Transfer Loans for Emiratis

Apply Now
AED 5,000Min Salary
2.79% / 5.10%Flat/Reducing Rate
48–60 MonthsMax Tenure
YesSalary Transfer
Key Features: up to AED 4M loan See More ▼
  • Loan amount up to AED 4 million
  • First payment deferment up to 120 days
  • 7 days return option
  • Free Zero balance account
  • Avail up to 2 non-consecutive deferments in a loan cycle
  • Loan tenure up to 48 months (60 months for Ministry of Defense employees)
  • Increase your loan eligibility with additional source of income
  • Rate depends upon the customer salary, company and AECB Score.

ENBD Non-Salary Transfer Loans for Emiratis

Apply Now
AED 10,000Min Salary
3.10% / 5.99%Flat/Reducing Rate
48–60 MonthsMax Tenure
YesSalary Transfer
Key Features: up to AED 4M loan See More ▼
  • Loan amount up to AED 4 million
  • First payment deferment up to 120 days
  • 7 days return option
  • Free Zero balance account
  • Avail up to 2 non-consecutive deferments in a loan cycle
  • Loan tenure up to 48 months (60 months for Ministry of Defense employees)
  • Increase your loan eligibility with additional source of income
  • Rate depends upon the customer salary, company and AECB Score.

ENBD Scholar Plus Education Loan

Apply Now
AED 5,000Min Salary
2.89% / 5.30%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: up to AED 300K loan See More ▼
  • Loan amounts of up to AED 300,000
  • Loan tenure up to 48 months
  • Free Credit life insurance
  • Free Global Cash card
  • Preferential rates on currency conversions (USD, GBP)
  • Avail up to 2 non-consecutive deferments in a loan cycle
  • Rate depends upon the customer salary, company and AECB Score.

ENBD Scholar Plus Education Loan for Executives

Apply Now
AED 5,000Min Salary
3.00% / 5.70%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: up to AED 300K loan See More ▼
  • Loan amounts of up to AED 300,000
  • Loan tenure up to 48 months
  • Free Credit life insurance
  • Free Global Cash card
  • Preferential rates on currency conversions including USD and Pound Sterling (limited to foreign currency accounts)
  • Avail up to 2 non-consecutive deferments in a loan cycle
  • Rate depends upon the customer salary, company and AECB Score.

ENBD Credit Facilities for NRIs - Loans and Overdraft

Apply Now
AED 5,000Min Salary
3.20% / 5.99%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: NRI loans & overdraft facility See More ▼
  • Borrow up to 80% of NRE Fixed deposit amount
  • Avail up to 2 non-consecutive deferments in a loan cycle
  • Program available with Indian partner banks: HDFC BANK, AXIS BANK, ICIC BANK & EMIRATES NBD INDIA
  • Fixed deposits with Indian partner banks will be marked under lien favoring Emirates NBD
  • Rate depends upon the customer salary, company and AECB Score.

EIB Salary Transfer Finance for Expats

Apply Now
AED 7,500Min Salary
2.69% / 4.95%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: up to AED 3M finance See More ▼
  • Get personal finance amounts of up to AED 3 million for expats
  • Competitive Profit Rates
  • Extended payment periods of up to 48 months
  • Low liability settlement rates and monthly payment plans
  • Quick and easy approval process
  • Shariah-based Murabaha product
  • Rates depend upon the customer salary, company and AECB score

EIB Non-Salary Transfer Finance for Expats

Apply Now
AED 10,000Min Salary
3.50% / 6.50%Flat/Reducing Rate
48 MonthsMax Tenure
NoSalary Transfer
Key Features: up to AED 3M finance See More ▼
  • Get personal finance amounts of up to AED 3 million for expats
  • Competitive Profit Rates
  • Extended payment periods of up to 48 months
  • Low liability settlement rates and monthly payment plans
  • Quick and easy approval process
  • Shariah-based Murabaha product
  • Rates depend upon the customer salary, company and AECB score

EIB Salary Transfer Finance for Emiratis

Apply Now
AED 7,500Min Salary
2.60% / 4.80%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: up to AED 4M finance See More ▼
  • Up to AED 4 million for UAE nationals
  • Competitive Profit Rates
  • Extended payment periods of up to 48 months
  • Low liability settlement rates and monthly payment plans
  • Quick and easy approval process
  • Shariah-based Murabaha product
  • Rates depend upon the customer salary, company and AECB score

EIB Non-Salary Transfer Finance for Emiratis

Apply Now
AED 10,000Min Salary
3.30% / 6.10%Flat/Reducing Rate
48 MonthsMax Tenure
NoSalary Transfer
Key Features: up to AED 4M finance See More ▼
  • Up to AED 4 million for UAE nationals
  • Competitive Profit Rates
  • Extended payment periods of up to 48 months
  • Low liability settlement rates and monthly payment plans
  • Quick and easy approval process
  • Shariah-based Murabaha product
  • Rates depend upon the customer salary, company and AECB score

FAB Personal Loans for Expats

Apply Now
AED 7,000Min Salary
2.80% / 5.15%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: up to AED 2M loan See More ▼
  • Zero processing fee
  • Grace period up to 4 Months
  • Up to AED 2 million
  • With multi product package (salary transfer + FAB credit card) starts from 5.44% fixed/year
  • With salary transfer without FAB credit card starts from 7.20% variable/year
  • Employed with governmental, semi-governmental, or reputable private organization
  • Completed minimum 6 months service with current employer
  • Tenure up to 48 months

FAB Personal Loans for UAE Nationals

Apply Now
AED 7,000Min Salary
2.60% / 4.70%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: up to AED 5M loan See More ▼
  • Zero processing fee
  • Grace period up to 7 months
  • Up to AED 5 million
  • With multi product package (salary transfer + FAB credit card) starts from 4.70% fixed/year
  • With salary transfer without FAB credit card starts from 6.20% variable/year
  • Employed with governmental, semi-governmental, or reputable private organization
  • Completed minimum 6 months service with current employer
  • Tenure up to 48 months

FAB Non-Listed Company Personal Loans for Expats

Apply Now
AED 10,000Min Salary
6.55% / 11.99%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: up to AED 500K loan See More ▼
  • Up to AED 500,000
  • Completed minimum 6 months service with current employer
  • Acceptable Credit Bureau score
  • Up to 45 days grace period before first installment for expats

FAB Non-Listed Company Personal Loans for UAE Nationals

Apply Now
AED 10,000Min Salary
4.90% / 8.99%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: up to AED 500K loan See More ▼
  • Up to AED 500,000
  • Completed minimum 6 months service with current employer
  • Acceptable Credit Bureau score
  • Up to 45 days grace period before first installment for UAE Nationals

FAB Islamic Personal Finance for Expats

Apply Now
AED 7,000Min Salary
3.00% / 5.50%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: up to AED 2M finance See More ▼
  • Up to AED 2 million
  • Zero processing fee
  • Grace period up to 4 months
  • Personal finance profit rate from 2.91%* (equivalent to 5.5% reducing rate) per year with multi product package (salary transfer + FAB Islamic credit card)
  • Personal finance profit rate from 3.85%* (equivalent to 7.2% reducing rate) per year with salary transfer without FAB Islamic credit card

FAB Islamic Personal Finance for UAE Nationals

Apply Now
AED 7,000Min Salary
2.75% / 5.10%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: up to AED 5M finance See More ▼
  • Up to AED 5 million
  • Zero processing fee
  • Grace period up to 7 months
  • Personal finance profit rate from 2.58%* (equivalent to 4.89% reducing rate) per year with multi product package (salary transfer + FAB Islamic credit card)
  • Personal finance profit rate from 3.29%* (equivalent to 6.2% reducing rate) per year with salary transfer without FAB Islamic credit card

RAK Personal Loan for Expats

Apply Now
AED 5,000Min Salary
2.99% / 5.49%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: up to AED 2M loan See More ▼
  • Swift approval within 7 days, subject to documents
  • Switch existing personal loans to RAKBANK easily
  • Top-up possible after 1 year of regular repayments
  • Interest rates from 5.49% to 19.99% reducing rate p.a.
  • Rates subject to market conditions

RAK UAE National Loan

Apply Now
AED 3,000Min Salary
2.40% / 4.39%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: up to 20x salary See More ▼
  • Loan up to 20x salary at rates from 4.39% reducing rate p.a.
  • Loan takeover from other banks
  • First instalment up to 180 days, repayment up to 48 months (60 months for Armed Forces)
  • Top-up possible after 1 year of repayment
  • Employer must be on RAKBANK approved list
  • Rates subject to market conditions

RAK UAE Youth National Loan

Apply Now
AED 10,000Min Salary
2.84% / 5.19%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: up to 20x salary See More ▼
  • For UAE Nationals
  • Loan up to 20x salary
  • First instalment up to 180 days
  • Top-up after 1 year possible
  • Minimum AECB Score: 500
  • Salary transfer required
  • Rates subject to market conditions

RAK Cash Loan (Non-Salary Transfer)

Apply Now
AED 5,000Min Salary
7.10% / 12.99%Flat/Reducing Rate
48 MonthsMax Tenure
NoSalary Transfer
Key Features: up to AED 500K (UAE Nationals), AED 200K (Expats) See More ▼
  • For UAE Nationals and Expats
  • High loan amounts (500K for Nationals, 200K for Expats)
  • No salary transfer required
  • Interest rates 12.99%–22.49% p.a.
  • Fast approval and hassle-free documentation
  • Minimum AECB Score: 541
  • Rates subject to market conditions

RAK Education Loan

Apply Now
AED 5,000Min Salary
2.60% / 4.89%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: up to AED 300K education loan See More ▼
  • Maximum loan amount up to AED 300,000
  • Start your child's academic year with confidence
  • Competitive interest rates starting from 4.89%
  • Tenure up to 48 months
  • Preferential currency exchange rates when remitting abroad
  • Rates subject to market conditions

RAK Islamic Personal Finance

Apply Now
AED 5,000Min Salary
3.00% / 5.49%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: UAE Residents & Expats See More ▼
  • Swift approval within days, subject to conditions
  • Free RAKislamic Debit Card & personalized cheque book
  • Low documentation & processing fees: 1% of finance amount (min AED 500, max AED 2,500)
  • Settlement period: 6–48 months
  • Top-up existing finance possible
  • Available after 6 months of regular payments
  • Minimum salary AED 5,000 & 6 months employment

Mashreq Personal Loan for Existing Customers

Apply Now
AED 5,000Min Salary
2.99% / 5.49%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: up to 20X salary See More ▼
  • Instant online approval in 5 minutes
  • Loan up to 20X your salary, up to AED 2 million
  • Low interest rates with 1st EMI deferral up to 90 days
  • AED 5,000 salary required for approved companies, AED 10,000 for unapproved
  • Confirmed employee or 6+ months service
  • Interest rates charged on reducing balance

Mashreq Personal Loan for New Customers

Apply Now
AED 5,000Min Salary
2.99% / 5.49%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: up to 20X salary See More ▼
  • Instant online approval in 5 minutes
  • Loan up to 20X salary, up to AED 2 million
  • Low interest rates with 1st EMI deferral up to 90 days
  • AED 5,000 salary required for approved companies, AED 10,000 for unapproved
  • Confirmed employee or 6+ months service
  • Interest rates charged on reducing balance

Mashreq Neo Credit Instant Loan

Apply Now
AED 5,000Min Salary
5.18% / 9.49%Flat/Reducing Rate
48 MonthsMax Tenure
NoSalary Transfer
Key Features: up to AED 150K See More ▼
  • Loan up to AED 150,000
  • 2 to 48 months repayment plan
  • 5 minutes application process, no documentation
  • Personalized interest rates
  • No salary transfer required
  • Interest rates 9.49%–26.49% p.a.

Mashreq Debt Consolidation Loan (Expat & UAE Nationals)

Apply Now
AED 5,000Min Salary
5.80% / 10.49%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: consolidate multiple loans See More ▼
  • Single consolidated payment for multiple debts
  • Save on interest payments
  • Confirmed employee or 6+ months service
  • Interest rates charged on reducing balance

Mashreq Top-Up Loan for Existing Customers (Expat & UAE Nationals)

Apply Now
AED 5,000Min Salary
4.36% / 7.99%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: top-up & consolidate See More ▼
  • Consolidate multiple loans
  • 1st EMI deferral up to 90 days
  • Low interest rates
  • Confirmed employee or 6+ months service
  • Interest rates charged on reducing balance

CBD Personal Loan for Expats

Apply Now
AED 8,000Min Salary
3.00% / 5.59%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: High loan amounts for expats See More ▼
  • Flexible repayment period up to 48 months
  • Current account with minimum balance requirement waived
  • Top-up of existing CBD Personal Loan
  • Buy-out or transfer of loans from other banks
  • Free debit card for purchases and withdrawals
  • Deferment facility available
  • Interest rates subject to profile and CBD credit analysis
  • Confirmed employee or 6+ months service with approved employer

CBD Personal Loan for UAE Nationals

Apply Now
AED 8,000Min Salary
2.50% / 4.59%Flat/Reducing Rate
48/ 60 MonthsMax Tenure
YesSalary Transfer
Key Features: High loan amounts for UAE nationals See More ▼
  • Flexible repayment period up to 48 months for expats, 60 months for UAE nationals
  • Current account with minimum balance requirement waived
  • Top-up of existing CBD Personal Loan
  • Buy-out or transfer of loans from other banks
  • Free debit card for purchases and withdrawals
  • Deferment facility available
  • Interest rates subject to profile and CBD credit analysis
  • Confirmed employee or 6+ months service with approved employer

CBD Al Islami Personal Finance for Expats

Apply Now
AED 8,000Min Salary
3.20% / 5.90%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: Competitive profit rates See More ▼
  • High finance amounts up to AED 750,000 for expats
  • Buy-out facility available
  • Flexible repayment periods
  • Deferment facility max 2 times/year without additional profit
  • Free debit card & current account
  • Attijari Loyalty Points reward program
  • Confirmed employee or 6+ months service with approved employer

CBD Al Islami Personal Finance for UAE Nationals

Apply Now
AED 8,000Min Salary
2.60% / 4.79%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: Competitive profit rates See More ▼
  • High finance amounts up to AED 3 million for UAE Nationals
  • Buy-out facility available
  • Flexible repayment periods
  • Deferment facility max 2 times/year without additional profit
  • Free debit card & current account
  • Attijari Loyalty Points reward program
  • Confirmed employee or 6+ months service with approved employer

Personal Loan for Expatriates

Apply Now
AED 5,000Min Salary
3.55% / 6.49%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: High salary multiples See More ▼
  • Competitive interest rates
  • Loan consolidation available
  • Simple documentation
  • Credit life insurance
  • Free ADCB Credit Card
  • Up to 2 times salary overdraft
  • Up to 150 touch points for every AED 1000 of loan amount

Personal Loan for UAE Nationals

Apply Now
AED 5,000Min Salary
2.86% / 5.24%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: High salary multiples See More ▼
  • Competitive interest rates
  • Loan consolidation available
  • Simple documentation
  • Credit life insurance
  • Free ADCB Credit Card
  • Up to 3 times salary overdraft
  • Up to 150 touch points for every AED 1000 of loan amount

ADCB Islamic Personal Finance for Expatriates

Apply Now
AED 5,000Min Salary
3.14% / 5.75%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: High salary multiples See More ▼
  • Competitive profit rates
  • Loan consolidation available
  • Simple documentation
  • Up to 150 touch points for every AED 1000 of finance amount

ADCB Islamic Personal Finance for UAE Nationals

Apply Now
AED 5,000Min Salary
2.86% / 5.24%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: High salary multiples See More ▼
  • Competitive profit rates
  • Finance consolidation available
  • Simple documentation
  • Free ADCB Islamic Banking Credit Card
  • Up to 150 touch points for every AED 1000 of finance amount

DIB Personal Finance for Expatriates

Apply Now
AED 3,000Min Salary
2.51% / 4.59%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: Up to AED 3 million See More ▼
  • Profit rate from 5.99% p.a. to 21.99% p.a. reducing
  • First installment in up to 180 days for Expats
  • Tenure up to maximum 48 months
  • Quick Processing

DIB Personal Finance for UAE Nationals

Apply Now
AED 15,000Min Salary
2.50% / 4.59%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: Up to AED 5 million See More ▼
  • Profit rate from 5.99% p.a. to 21.99% p.a. reducing
  • First installment in up to 240 days for UAE Nationals
  • Tenure up to 48 months
  • Quick Processing

Deem Bank Personal Loan

Apply Now
AED 5,000Min Salary
Starts from 16.99%Reducing Rate
48 MonthsMax Tenure
NoSalary Transfer
Key Features: No salary transfer required See More ▼
  • Loan amounts up to AED 250,000
  • No salary transfer required
  • Fixed interest rates, subject to credit review
  • Repayment tenure up to 48 months

MAWARID FINANCE BANK PERSONAL FINANACE

Apply Now
AED 5,000Min Salary
13.99% / 34.99%Flat/Reducing Rate
48 MonthsMax Tenure
NoSalary Transfer
Key Features: See More ▼
  • Facility limit up to AED 250,000
  • No salary transfer required
  • Get your finance within 3 working days
  • 30 days grace period

UAB Personal Loan

Apply Now
AED 5,000Min Salary
Starts from 5.99%Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: Up to AED 2,000,000 loan See More ▼
  • Personal loan for salaried individuals
  • Loan amounts up to AED 2,000,000
  • Competitive interest rates
  • Flexible repayment tenure up to 48 months

HSBC Personal Loan

Apply Now
AED 7,500Min Salary
7.00% / 12.85%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: See More ▼
  • Flexible repayment terms: 12 months to 48 months
  • No credit life insurance needed
  • Personalized interest rate based on circumstances
  • Top up loan if needed (subject to eligibility)

HSBC Top Up Loan

Apply Now
AED 7,500Min Salary
7.00% / 12.85%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: See More ▼
  • Flexible repayment terms: 12 months to 48 months
  • No credit life insurance needed
  • Personalized interest rate based on circumstances
  • Quick and easy application with loan adviser callback

HSBC Home Improvement Loan

Apply Now
AED 7,500Min Salary
7.20% / 13.00%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: See More ▼
  • Flexible repayment terms: 12 months to 48 months
  • No credit life insurance needed
  • Personalized interest rate based on circumstances
  • Top up loan if needed (subject to eligibility)

HSBC Education Loan

Apply Now
AED 7,500Min Salary
7.00% / 12.85%Flat/Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: See More ▼
  • Flexible repayment terms: 12 months to 48 months
  • No credit life insurance needed
  • Personalized interest rate based on circumstances
  • Top up loan if needed (subject to eligibility)

Murabaha for UAE Nationals

Apply Now
AED 5,000Min Salary
3.17% & 5.75%Flat & Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: See More ▼
  • Access to cash through Commodity Murabaha
  • Up to AED 5,000,000 finance
  • Simple documentation & quick processing
  • Repayment tenure up to 4 years

Murabaha for Expatriates

Apply Now
AED 5,000Min Salary
3.30% & 5.99%Flat & Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: See More ▼
  • Access to cash through Commodity Murabaha
  • Up to AED 1,500,000 finance
  • Simple documentation & quick processing
  • Repayment tenure up to 4 years

Goods Murabaha for UAE Nationals

Apply Now
AED 5,000Min Salary
2.3% & 4.00%Flat & Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: See More ▼
  • Finance electronics, furniture, yachts, boats & more
  • Up to AED 3,000,000 finance
  • Minimum Salary AED 8,000
  • Repayment tenure up to 4 years
  • Quick processing & simple documentation

Goods Murabaha for Expatriates

Apply Now
AED 5,000Min Salary
2.59% & 4.60%Flat & Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: See More ▼
  • Finance electronics, furniture, yachts, boats & more
  • Up to AED 1,000,000 finance
  • Minimum Salary AED 6,500
  • Repayment tenure up to 4 years
  • Quick processing & simple documentation

Services Ijarah for UAE Nationals

Apply Now
AED 5,000Min Salary
3.00% & 5.50%Flat & Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: See More ▼
  • Finance for family vacations, education, rent, weddings
  • Up to AED 3,000,000 (except Education/Hajj)
  • Education Finance: up to AED 750,000
  • Hajj & Umrah: up to AED 300,000
  • Minimum Salary AED 8,000
  • Repayment tenure up to 4 years

Services Ijarah for Expatriates

Apply Now
AED 5,000Min Salary
3.17% & 5.75%Flat & Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: See More ▼
  • Finance for family vacations, education, rent, weddings
  • Up to AED 1,000,000 (except Education/Hajj)
  • Education Finance: up to AED 750,000
  • Hajj & Umrah: up to AED 300,000
  • Minimum Salary AED 6,500
  • Repayment tenure up to 4 years

NBF Personal Loan for Expats

Apply Now
AED 5,000Min Salary
3.30% & 5.99%Flat & Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: See More ▼
  • Competitive interest rates tailored to your financial needs
  • Flexible repayment terms to suit your budget and lifestyle
  • Loan amounts up to 20 times your monthly salary
  • Loan tenors of up to 48 months
  • Extended loan tenors with repayment periods up to 48 months
  • Transparent fee structure with no hidden charges
  • High loan limits up to AED 1 million for expats
  • Debt consolidation option to merge existing personal loans
  • Quick processing and minimal paperwork for hassle-free approval

NBF Personal Loan for UAE Nationals

Apply Now
AED 5,000Min Salary
2.87% & 5.25%Flat & Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: See More ▼
  • Competitive interest rates tailored to your financial needs
  • Flexible repayment terms to suit your budget and lifestyle
  • Loan amounts up to 20 times your monthly salary
  • Loan tenors of up to 48 months
  • Extended loan tenors with repayment periods up to 48 months
  • Transparent fee structure with no hidden charges
  • High loan limits up to AED 3 million for UAE Nationals
  • Debt consolidation option to merge existing personal loans
  • Quick processing and minimal paperwork for hassle-free approval

SIB Personal Finance

Apply Now
AED 5,000Min Salary
3.99% & 7.30%Profit Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: Shariah-compliant finance See More ▼
  • Shariah-compliant personal finance
  • Finance amounts up to AED 2,000,000
  • Competitive profit rates
  • Flexible repayment tenure up to 48 month

SIB Additional Personal Finance (UAE Nationals)

Apply Now
AED 5,000Min Salary
3.99% & 7.30%Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: 1st installment after 150 days See More ▼
  • Extra funds to fulfill personal finance needs.
  • Option to consolidate existing liabilities.
  • Fast approvals and low profit rates.
  • Repayment tenure up to 48 Months

SIB Additional Personal Finance (Expats)

Apply Now
AED 5,000Min Salary
3.99% & 7.30%Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: 1st installment after 150 days See More ▼
  • Extra funds to fulfill personal finance needs.
  • Option to consolidate existing liabilities.
  • Fast approvals and low profit rates.
  • Repayment tenure up to 48 month.

SIB Takeover Liability (UAE Nationals)

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AED 5,000Min Salary
3.99% & 7.30%Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: Consolidate liabilities into one finance scheme See More ▼
  • Simplify your life by consolidating all your liabilities from other banks.
  • Fast approvals and low profit rates.
  • Repayment tenure up to 48 Months

SIB Takeover Liability (Expats)

Apply Now
AED 5,000Min Salary
3.99% & 7.30%Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: Consolidate liabilities into one finance scheme See More ▼
  • Simplify your life by consolidating all your liabilities from other banks.
  • Fast approvals and low profit rates.
  • Repayment tenure up to 48 month.

SIB Rent Finance (UAE Nationals)

Apply Now
AED 5,000Min Salary
3.99% & 7.30%Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: Finance for rent See More ▼
  • Get a crucial boost to upgrade your living.
  • Fast approvals and low profit rates.
  • Repayment tenure up to 48 month.

SIB Rent Finance (Expats)

Apply Now
AED 5,000Min Salary
3.99% & 7.30%Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: Finance for rent See More ▼
  • Get a crucial boost to upgrade your living.
  • Fast approvals and low profit rates.
  • Repayment tenure up to 48 month.

SIB Travel Finance (UAE Nationals)

Apply Now
AED 5,000Min Salary
3.99% & 7.30%Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: Finance for travel See More ▼
  • Enjoy comprehensive finance for your trip with easy and flexible installments.
  • Fast approvals and low profit rates.
  • Repayment tenure up to 48 month.

SIB Travel Finance (Expats)

Apply Now
AED 5,000Min Salary
3.99% & 7.30%Rate
48 MonthsMax Tenure
YesSalary Transfer
Key Features: Finance for travel See More ▼
  • Enjoy comprehensive finance for your trip with easy and flexible installments.
  • Fast approvals and low profit rates.
  • Repayment tenure up to 48 month.

Bank of Sharjah Personal Loan

Apply Now
AED 5,000Min Salary
4.99% & 9.20%Flat / Reducing Rate
48 MonthsMax Tenure
YesSalary Transfer
Benefits: See More ▼
  • Quick Approvals
  • Competitive interest rates
  • Flexible repayments
  • Personal Finance Management

Achieve your life goals with our Personal Loans. We offer a wide variety of Personal loans that will fulfil your every need and dream. Whether you need to provide your children with a better education, upgrade your lifestyle, or simply wish to travel, our Personal Loans can help. It is a very quick and easy way to obtain finance at a highly competitive interest rate (variable/attractive rate options are available).

Note:

Personal loan rates vary based on your profile and loan amount. The calculator on our website gives a general idea. For exact rates and personalized details, click Apply Now and send us your inquiry.

Personal Loan EMI Calculator

Processing Fee (1.05%): AED 0

Monthly Repayment (EMI): AED 0

Total Repayable: AED 0

Apply Now

Loan Amount

Get personal financing of up to AED 10 Million with flexible repayment terms and competitive interest rates.

Easy Top-Up & Buyout

Easily top up your existing loan or transfer (buyout) from another bank with better terms.

First Payment Deferment

Enjoy a deferment period of up to 120 days before your first installment.

Early Settlement

Option to settle your loan early with minimal fees.